Why do people complain about the cost of living whilst also having children, owning animals and driving around in expensive veichles?

Because no matter how much you earn, having things such as energy prices rocket and or petrol prices rocket, pisses you off.
i know what my expected yearly expenditure will be on petrol, electricity and gas.
When all of these nearly double, then my budgeting goes out of the window.
I also have to factor in people working for me and their ability to get to work or work from home.
The same reason people who have nothing, do.
The way capitalism is supposed to work is that you get what you put in. But the way it actually seems to work is the rich get richer, the middle class get screwed, and the poor get laden with more debt.
Because most people want and need more out of life than sitting alone in their small studio apartment in a bad neighborhood and dedicate their whole existence to work and starring at the wall at home when not at work. People want to live meaningful lives and fill it with things that makes them happy and feeling like life is worth living. And the things you mention are very basic things.
Enjoy being broke the rest of your life
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because it doesn't have to be that way if Biden would allow oil companies to drill and open pipelines. They also see what Democrats scheme is and that is forcing people to accept expensive green deal.
This is why Democrats are already starting to cheat in this years election. They are making false ballots as I write this. Registering illegals so they can vote. I can't wait to see 400 million people voted , when we only have 200 million people that can legally vote.
Lol because it went up 300% in one year maybe
You sound like Bernie.
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