UTK vs NYU vs Tufts?

So I am about to FINALLY graduate from undergrad (yay!) and have been applying to graduate school. My degree is in Cyber Engineering and I would like to try and focus on that but am also happy to branch out if it will allow me to use my degree. I got into 20 schools (listen I was nervous that I wouldn't get into more than 5 if that). I am narrowed down to NYU Tandon (Cybersecurity with a nice scholarship), Tufts (Computer Science with 10% scholarship) or University of Tennessee-Knoxville (Fully funded PhD and research assistant so yay to not teaching lol). I also got into University of San Diego, Boston University, and some international schools as well. USD had Cyber Engineering as a masters (no scholarship but way cheaper than most). NYU Tandon is of course competitive and the great scholarship helps plus it relates to my feild. Tufts I also really liked but felt like 10% isn't enough to be called a scholarship. Both programs will let me to do online so I can work and study which is great.

However, UTK is a very good program and is free! The program is about 4.5 Years but my only concern is the length (I am in my late 20's and so I am kind of behind and my age hurts me). The thing is that I really would like to get married and have kids while I still can. There is a stipend (low pay but much higher than other department) and it's faster than some people I know who took 5-11 years for a PhD). My concern is this might limit me in regards to finding somebody and having kids soon because of the lower pay and I am not allowed to work (of course internships when you can do help). I deferred to start next year since I am dealing with some stuff (stress from school plus my friend died the beginning of spring semester and I was too busy to grieve properly and I feel like it's catching up) which caused a lot of stress for the spring. I am wondering what y'all think is the best option, what you would pick, and if you have gotten a PhD (was it worth it or not? ). Thank you!

UTK vs NYU vs Tufts?
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