Is my health insurance stupid expensive or is this normal?

For my husband, daughter, and I we pay $400/ month. That includes primary health, dental, and eye for the 3 of us. Its the middle amount of coverage on my work health plan including a deductable with low out of pocket costs after that.

We'd like to have more children but it's like an extra $130/month for every new human. In my head I'm like wtf brooother. Is this normal or are we being bamboozled? It just seems kinda crazy. We joke that if we have more kids they'll have to rock paper scissors for which one gets coverage that year 🤣 100% kidding but seriously what is everyone else paying out here?

Is my health insurance stupid expensive or is this normal?
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