Skinny fat advice?

Hey everyone! I am currently 18 years old, female, and i weigh 46-48kg (~106lbs) at a height of 164cm (5'5), but have a body fat percentage of 22-23%. Listen, i know that body fat percentage might sound normal to someone, but i look like 10-15 pounds heavier than my weight. I have little to almost no belly fat and a flat stomach but i am a rectangle shape and somehow still look bigger than most.
Body measurements:
Waist is 65-67cm (25.6- 26inch)
Belly is 73cm (28.7inch)
Hips are 86-87cm (33.8-34.2inch)
Thigh circumference (below the butt) is like 50-51cm.

I when i stand straight i feel like i dont have a lot of thigh fat but i still look kinda soft. I am really self conscious of the fact that i look heavier than my weight and that doesn't even make sense because my body fat isn't that high. I wanna look slim but i guess it's impossible unless i go down to like 90 pounds or 12% body fat which is unsustainable.
Is there an advice to lose a bit of fat (17% is goal body fat) and get much slimmer thighs and waist? (if possible, 22-23inch waist and 17-18 inch thighs)

This topic is eating me alive and i need to find a solution to it.
Skinny fat advice?
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