
It’s that wonderful time of year when you have a nice long list of presents to get and you don’t know where to begin. Everyone knows that Christmas is a time for giving. The essence of giving is to show thoughtfulness. Though the size of the gift may speak volumes but the act of giving is the most important.
Sort your Christmas gift buying strategy by thinking about budget - be realistic, have a figure in mind and stick to it, try to avoid itchy buys. Research what to buy this will help know what you can get that is suitable and available at a competitive price. You can also make your own gifts to save money. The most important way to save money on gift giving is to plan in advance. Create an action plan that you follow throughout the year and stick to it!

The incredible world of coupons and refunds can give you a never ending supply of gifts. You will need to start early in the year to plan for these types of gifts.
Organize holiday cards and letters with Christmas card lists and holiday letter planner pages for your Christmas planner. You can reference this list throughout the year as a reminder of how much you budgeted to spend on them.
Using this method, you will be saving a little bit out of each paycheck throughout the year for your holiday spending. It's a great feeling to reach Christmas and have the cash on hand to make purchases!
A good gift is personal; it should show the person that you pay attention to what they want, need, or find interesting. And while we’re talking about personalized gifts, I should probably mention that a It’s also a great way to give one gift to a whole family, or to make something that’s “from all of us” instead of shopping individually for a bunch of smaller, less personal presents.
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