Do you make a chart or plan to not over spend?

[Alwayreckles93]

I always make a chart on what things are needed. It really did help me a lot to not over spend or get carry away. I am a frugal person and I find ways to look good with out emptying my wallet. I have friends and family members when they don't want something first the ask me and let me know if I needed it. All of my cosmetics I get from the dollar store. Clothing I get it from family members or friends lol. People think I am crazy but luckily I was able to buy a home and my mortgage payments are only going to be $250 . I give a huge down payment deposit. But I did get the house for a really huge good deal to. My truck is paid off now. I must say for me almost next ng 30 I say I must give thanks to my grandmother for teaching how to take control of money.

[howhigh420]

iam really bad at saving money and over spend so much i have epilepsy and i am on pip and i get a lot of money sometimes I've got backdated money one time i got 2 thousand 800 back dated money and it was gone in 2 weeks thats because my sister asked me for aleny money a50 and i didn't get any back and other stuff wasted it on a lot of stuff buying me and my boyfriemd stuff wich is my ex now and myself Christmas birthdays hardly got my self anything people where like wow uve used that in 2 weeks i habe had a lot of back datef money u only get tjat now and then on pip but u still get ure origonal money from them back dated is just a now and then thing that hardly happens but I've been getting this money from i was 18 and am 33 and still receive it for my epilepsy srtress depresstion anxiety and hilusination sometimes but am bad at saving money and se it the wrong way I've been doing good ok at saving it till next time i get my money every 2 weeks but sometimes iam bad with it but am getting there with saving for rainy days and spend more on my own needs now why hand gifts to people who dont have the decency to return one back

[SecretsofKB]

I don't. I generally don't spend much money to begin with. My partner does a chart and looks at our finances. Which I'm grateful for cuz she is much better than me at them.

She plans out her spending amidst perfectly.

[Anonymous]

No. Because I'm so cheap when I take a dollar bill out of my wallet George Washington is squinting ( because it has been so long since he's seen daylight... if you didn't get the wisecrack) 🤣

[Alwayreckles93]

That's good that shows that you really are discipline with money.

[Opinion Owner]

I like to think so 🙂

[OlderAndWiser]

Congratulations! You are light years ahead of your contemporaries.

[Alwayreckles93]

Thank you Sir. ,👍

[TrueConfection]

Nope. My husband is cheap and he laughs at me for being cheaper. I don't part with money easily.

[Alwayreckles93]

That's good the more you save the better. I watch these YouTuber her name is Jordan Page. She tells her story about how they went from bankruptcy to wealthy and she share her tricks and tips.

[Alwayreckles93]

I will tag the vidoe

[Alwayreckles93]

https://youtu.be/oy7ZHPt9Y_Q

[Exterminatore]

I do budget and live within my budget.

[legalboxers]

I just save...