Can you get in trouble if you lie about how much you make in a credit card application?

[Anonymous]

[FilmGuy93]

That's called fraud, and you'll usually get hit with some nasty fines on your first offense. Don't fuck up more than once though, because that's when you start getting into jail time

[Asker]

You can get jail time?

[FilmGuy93]

Oh yeah. You can get into serious trouble for fraud. You need multiple offenses though. Unless you do some real damage, like stealing millions of bucks, you’ll just get fines the first time you get caught.

[humanearth]

No, I lie about everything, including my name

[Asker]

Really 😂😂

[humanearth]

Fuck them assholes, they are fucking us over with 23% interest and tracking our shopping. Time to stick it to the loan sharks

[Asker]

Lol you dont get in trouble?

[humanearth]

Please, just steal someone ID from some 3 world county, they will think your a illegal and give you fist full of money.

Pick like someone from south Queens NY, that is a whole differnet country there.

Im just kidding.

South Africa would be better

[Asker]

Lol you serious?

[humanearth]

April Fools

[Asker]

Lol I'll give you a 7

[DWornock]

Assuming you are not using another person's identification, in most case, you would not get into any legal trouble. However, before issuing the credit the credit card company will run a credit history check. With an unfavorable or no credit history, they probably wouldn't issue a credit card, but you should be able to get a debit card.

[jennifer_bloom]

I was lucky, I mentioned how much I made, got my credit card, than within 1-3 days I was laid off but my credit card was never cancelled and I used CERB CoVid benefit payments to pay off my debt.

[pokerbot]

Good for you. To be fair I never heard of anyone getting cancelled unless they failed to make payments.

[Makeushiver]

I'd think the worst that could happen is they would revoke your card or if you got an annual fee waived you may need to pay that and that would slightly affect your credit score but not for much and not long

[In_Trance]

Fuck around and find out