Do you think $13.50 is a good pay for someone that's trying to save up to get their own place?

Question

Anonymous · Accepted Answer

The system has been designed so you end up living in poverty, with a scarcity mindset and forget where the source of everything comes from. That $13.50 and most other wages are bread crumbs to keep you enslaved. That is the system based on lack. I call it the Bank Of Satan. If you want to learn another way, where you can acquire everything you need without becoming a slave or relying solely on an arbitrary wage someone else has purposely fixed to keep you poor, read the two following books.

1) Prayers and Promises for Financial Breakthrough by Joan Hunter.

2) Supernatural Provision: Living in Financial Freedom by Joan Hunter

You can test all of this out by starting small and keep an open mind. Ever wondered why the current system is the only one taught in school and almost everyone else you know follows it?

There is a natural and supernatural component to all areas of life. There is a seen and unseen component to all areas of life and by controlling the seen... and making everyone forget about the unseen, people become blind to prosperity.

In answer to your question. If I didn't know what I know, I would be saying yes , providing you were living at home.

libsaretards · Accepted Answer

Not really.

If you are living at home with no bills, that MIGHT get you a decent savings. However, in most housing markets, you will not qualify for an apartment. Average rent in the U. S. for an OK apartment is $800. Most apartments want 3x rent in monthly income so you would need to make $2400. That is best case scenario without living in a hood and not counting having other expenses and regardless of down payment.

When it comes to buying a home, most mortgages cost $750-$1500 a month. There are more expenses than with an apartment.

$13.50 MIGHT get you a decent savings if you live with your parents for 4 years, but the income is too low to qualify for most housing without a cosigner/roommates

Daniela1982 · Accepted Answer

Sure , if you want to live in a shack in your mom's back yard. That doesn't even keep up with rising prices, including rent. You have to have at least 4 months rent payments saved up for emergencies. $13.50 is only $540 a week, before taxes, and that is for 40 hours. Most no longer give people 40 hours so they don't have to pay benefits. So lets just say you would make $1500 a month at best. Subtract rent, food, utilities, and cable and you won't have anything left for anything, including emergencies. You would need a room mate, or maybe two to do it.

Squaresquirrel · Accepted Answer

I'm not sure how common it is in the US, but in the UK, you can find a lot of jobs, mainly hospitality or care, where you get free or very cheap accommodation, you can save a lot in that way.
I did look into this in the US too, on the salary you mentioned, that's the only way to save up for your own place.

razelove · Answer

It depends on where you're trying to stay. 20/hr is generally my break point for whether a place is worth working at or not.

Philyouup · Answer

no it’s not nearly enough. Add your rent your electric your water your telephone your cable bill or at least your Internet any of the streaming services plus your food and that will tell you what you need a month minimally

Then if you have a car you have to pay insurance maybe a car note, gasoline. If you don’t have a car you have to pay for your transportation somehow.

They have made it absolutely impossible for you to go out and make a living and live on your own welcome to the new poor

Static_In_The_Attic · Answer

If you travel back in time $13.50 would be a wonderful hourly rate & 19 years ago that is exactly what I was making when I started off in my previous place of employment & nowadays that isn’t even entry level. On the other hand if your company offers overtime suck them dry & take what you can get.

AviatorTom · Answer

If you're working full-time (40 hours a week, no overtime), that's $28,000 a year (~$2300 a month), which is a start. That should be enough to get at least a studio apartment (depending on where you live), and if you stay at your parents for a year or two, you should be able to save up for something better.

Guy__ · Answer

You can use a calculator to find out whether you will afford something, after whatever period of time.

You should be paid according to what type of work you do. For me 13.5usd would be low, but few people do my work as good as I do.

snowboarder720 · Answer

That depends on where you live. The cost of living changes from city to city. $13.50/hour will get you no where in the city I live. Though that is a pretty solid pay for a part time college student.

wa1t1ngFuture · Answer

with a salary like that in dublin Ireland maybe you will find it difficult to survive here, renting an apartment is very expensive, in fact if you have 1000 euros = almost 80% of the cost of living will be spent on rent in dublin Ireland

Jltakk · Answer

HIGHLY depends on where you live. If this was 1995, I'd say yes, its much more attainable in say Central Florida, but gentrification has made what was considered "liveable" further and further out of reach. If you live in certain parts of Texas, that is more than enough. I live in an area where barely decent apartments are hitting 1300 , so there goes most of your paycheck.

Sixgunsound · Answer

I think what you’re doing with the money or what your circumstances are don’t have any relevance to what a business should pay you for the skills you bring to the table. I’m not sure why this is even a question.

jshm2 · Answer

Depends what you're saving, not what you're earning.

One of my managers is on 300k a year but is in 500k debt. Mainly because not only is he going through a divorce, but he made some seriously crazy investments.

Anonymous · Answer

People are going to tell you "NO". But most these people aren't being realistic. It is dependent on where you live. Could you make more? Potentially, especially in this market. I would ask for more. The worst thing someone can say is "no". But if you can't make more you may have to consider 2 jobs.

TrueConfection · Answer

It depends on the cost of living where you are. At any rate, your head is in the right frame of thinking and you have drive and ambition. Any job is a good job.

Guy13 · Answer

Bojangles: 2500.00 month. Income needs to be 3x Rent. 900.00 month. No rental history or credit ain’t going to help.  You need a 20 hour second job.

MCheetah · Answer

No. You'd need to be making at least $15 to $20 an hour to live somewhere that isn't a roach motel. Especially after Biden f*cked up the US economy, assuming you're American.

eden241 · Answer

I personally think it is not the best pay… just because i’m starting at $16.50 atm and that just isn’t even enough for groceries and gas. but if you decide to take the job you will be saving and waiting for a long long time i can tell you that right now lol. But if you love the job then do it and keep it. if you can find another job that pays better i say… take it!

Anonymous · Answer

Depends on how much housing is in the area, in Seattle no you'll be saving for a very long timeif my maths right it comes to 536. dollars a week if you were in Seattle single bedrooms are going for about 700.00 and up figure first, last and security your looking at 2100 to get the key. Anyway , I hope you find a place you love , good luck.

UniquelyBasic · Answer

Probably not. You should get a second form of income like a part time job. Obviously dont overwork yourself but you'll be able to pretty much double what you make and the process will go a lot faster.

Phoenix98 · Answer

It depends on what the housing costs are where you live in some places it might be doable and in other places not so much. with the pricing of everything renting is probably better right now.

MTC29 · Answer

I'm sorry, but in most areas of the country, that's not going to be enough to rent even a studio apartment. Even so, keep saving!

xHoneyxBeex · Answer

Not in today's economy. You'd need to make a lot more than that to buy or even rent a half-decent home by yourself in most areas now, unfortunately.

Iron_Man · Answer

You’re gonna have to get a mortgage making $13.50 an hour unfortunately most of your paycheck is going to go to that mortgage I think you’re gonna have to need some help from your parents or maybe you have a husband in the woodworks

Pudsmucker · Answer

$13.50 an hour is basically minimum wage. But it's a start if you can control your spending habits. Maybe look at other career avenues and become more professionalized. Take a look at some good careers.

Jay3344 · Answer

If you save $10/ day for 200 days that’s $2000. With inflation and super low bank interest rates for savings accounts in 5 years you could put a down payment on a house. It won’t be a mega mansion but you could get a place for sure.

Prettygurl12 · Answer

No. That's barely enough to afford gas to get to the job in the first place.

Sour-rose · Answer

Down here in hell, it would work. Gotta be bi-weekly tho otherwise, hell no

jennyjenjen98 · Answer

It entirely depends on where you live. Minimum wage where I live is more than that and you wouldn't be able to save anything with the cost of living.

hypojoe · Answer

Don't know where you live but i make 18.00 an hour and find myself living paycheck to paycheck but don't get discouraged you have to start somewhere

Alwayreckles93 · Answer

That's not enough you need to at least make $20 hourly.

genericname85 · Answer

if you're not going for a tiny house, 13,50 an hour will take a very long time to add up to afford a place, considering that you probably need most of it for rent and cost of life.

ArtemisSilver · Answer

Not unless you're getting a roommate or or just renting a room. As a rule of thumb your rent or mortgage shouldn't be more than a third of your income.

Reaper1985 · Answer

if your looking to own a home that will be rough. if you looking to rent a studio or 1 bedroom then maybe. but really all depends on location though

Sirenboobzilla · Answer

Depends on what it costs to live in the area you want to live in. Even then, that's still a bit low

Smoke-n-Growls · Answer

No. I'm saving for a house and I'm finding it hard on $25/hr.

Flower7 · Answer

It depends on where you live and how much the rent costs are in that particular area.

MysticDevice · Answer

Not with the housing market the way it is unfortunately. Even renting is getting obnoxiously expensive.

Dinosaursandanime65 · Answer

Relatively at least. Back in the Industrial Revolution, people only got paid like, 10 bucks a week. I think woman only got paid a single dollar per day. That’s wacky

Drumlin2001 · Answer

Depends where you are? how much a place costs? how many hours you work?

DARKCLOUD1945X · Answer

NO! you will need at least twice that to get something decent plus pay for insurance and utilities food and your everyday needs

TacosRAwesome · Answer

Depends on expenses. It's better than nothing but will take a while to get there.

CuriousMufuxka · Answer

Kinda low. I mean it's more than possible, I've done more with less, but depending on where you live there could be things that pay a little better.

888theGreat · Answer

You will lose your ass if you try to buy a home now with that wage. Payments will increase with rates going up.

Anonymous · Answer

No. Start a service/business or go to school. Seriously.

Anonymous · Answer

We already answered this question and now you're asking again?

LimitedBenefits101 · Answer

You're 22 and make 13.50? yeah u need to change career.

TallAnon · Answer

Mine is about triple that and a house is still tricky. Prices are high.

driven159 · Answer

you will need to save for a very long time and have a roommate lined up

shortster · Answer

Depends on where you live; but it was more than I made before I got my own place in Missouri.

Grandbell003 · Answer

No, you will need closer to $18 an hour, if not more. If that's too hard you will need more roommates for sure.

Anonymous · Answer

Completely depends on where you live. Of course if you live in a blue state, good luck 😂

Anonymous · Answer

in your dreams. it's shit pay. people in my state though deserve a pay cut rather then a pay raise

Anonymous · Answer

Not yet. Focus on working your way up to better pay. If my salary was hourly it would be around $25 and I'm still far from saving up for my own place

jimmy2 · Answer

That $540 every week so yes you could but waist a year everything to high the bubble will pop

Anonymous · Answer

Per hour not really unless you live in a cheap part of the country

Smashingdoozy · Answer

It's a start. But you will need a lot more

TenkRealist · Answer

Not really. That's nothing.

exitseven · Answer

No, I have seen fast food places paying 16-17 /hr.

Guardian45 · Answer

How many hours per week are you working?

Anonymous · Answer

You don't even reply back to people.

Jamie05rhs · Answer

Do you mean apartment or house?

Fromdusktilldawn · Answer

Not for central Europe

Do you think $13.50 is a good pay for someone that's trying to save up to get their own place?

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Would I be able to get my own place with $13 an hour?

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Would I be able to get my own place with $13 an hour?

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