Do you have pet insurance? How does it work out for you?

[Whatthefluff]

How does it work out for you?

[Anonymous]

So my dog has been in the shop for months after a wreck involving another dog. Basically, the dog rear ended my dog and there were injuries and the other dog didn’t have insurance because he had been charged with 6 DUIs and he was really behind on his puppy support payments so we weren’t getting any money from the at-fault dog’s insurance. But then it gets worse because the bank is about to foreclose on the dog because we haven’t been making payments on him and the dog has depreciated since we bought him new and he depreciated really fast. So now we’re underwater on our dog loan and the insurance is being unresponsive so I don’t recommend pet insurance, at least for dogs.

[20yearsolder]

Instead of paying some big conglomeration money to cover your dog expenses. Whatever the premium would be, put that into your savings every month. Don't touch that money unless it is a pet emergency. You'll earn the interest instead of the insurance company. They don't pay out shit anyway

[whirled_up_girl]

I don't but my sister had that for a while at one of her jobs because vet bills can get expensive. I know other pet owners that have bought individual plans, or used somethink like CareCredit to pay for bills. I think it the very least sometimes there are options for payment plans but I don't have any pets now, it is something I'd probably look into if I did though.

[Anonymous]

I need it. I want it because I lost a cat to some unknown heart disease and I couldn’t take him to the vet and get him help soon enough

[Whatthefluff]

I'm sorry :(

[Opinion Owner]

It’s fine life happens

[DCooper]

I do carry pet insurance on my dogs. I have never actually bothered submitting vet receipts, as I reaply only case it in case of an expensive surgery being needed.

One of my dogs is a 6 year old Rottie, and Rottweilers are known for having issues with hip sockets and some other things that would be expensive, but would have good odds of success, and I would have done if she needed them.

The other dog is a 7 year old English Springer, and he has had frequent ear infections throuhhout his life. I had a dog previously that ended up needing an ear oblasion, basically removing everything and sewing up one ear entirely due to calcification of the ear canal. I hope Benny never needs something that extreme, but it could be a possibility. And that was a $10k surgery back in the 90s.

[Static_In_The_Attic]

As for me I don’t have pet insurance especially for my invisible donkey.

[dustybiker]

Read the fine print. They don’t cover everything they imply they do.

[convo_king89]

I’m come some places people don’t have people insurance and tell then oh yea I got my dog insurance

[blondfrog]

No its cheap enough as it is. No need for that.

[SupremeWarlord]

Yes, my parents take me to the vet to check up on me

[Zolly99999]

I thought about it... is it worth it?

[Whatthefluff]

Wondering the same

[Zolly99999]

I know vet bills are expensive but how much would pay in before you used it?

[Manuel2]

Never did as all insurance are scams to steal from the poor to give to the rich

[eagle1951]

we did but cost more for it then to pay the bill

[Danny_dan92]

Most per insurance companies are scams

[Iron_Man]

No I’ve never had that