Why my bank closed my credit card account?

[Anonymous]

I dont see my credit card account anymore, the bank closed it, why, and Will it affects my checking account also, Will they close it also?

[NostalgiaSenpi]

Credit card issuers can close your account due to what's known as "inactivity," meaning you haven’t used the card in a certain amount of time.

It will most likely drop your credit score.

They will most likely not close your checking account in this case.

A bank can close your account without notice for any reason. But most of the time, banks close accounts when the account holder has violated terms in the account agreement. Account agreement violations could include inactivity for a prolonged period of time, repeated overdrafts or illegal activity. Your bank may also close your account if it believes you've been a victim of fraud or identity theft.

You can always talk to your bank and straighten things out.

[CB-Raido-Time]

I had the same thing happen to me a few years ago they closed my account without reason or notice. The same card company has been sending me invitation and invitation to take another credit card from them no way no way.

[Asker]

Did they closed your checking account aswell?

[CB-Raido-Time]

The credit card wasn't connected.

[In_Trance]

How much did you use it?

[Asker]

I maxed it out

[In_Trance]

And when did you pay it off last?

[Asker]

One week ago on march 23

[In_Trance]

That's probably why. Call your bank and ask them

[Asker]

Can they close my checking account aswell are checking account related to credit card?

[In_Trance]

Of course they can.
It's not your account; it's theirs

[Anonymous]

Because it was maxed out or utterly unused

[Asker]

Will they close my checking account also?