Why is It a Bad Thing to Have a Minimal Desire to Take Calculated Risks?

I am asking this question because I'm struggling to know why having little to no desire to take calculated risks are a bad thing. I have minimal desire to take calculated risks because I get more pleasure from prioritizing stability & security. Holding everything else equal, I'd rather play safe than take calculated risks.

Why is It a Bad Thing to Have a Minimal Desire to Take Calculated Risks?
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