Do you ever regret getting a credit card?

[Extraterrestrial1999]

No

Yes

Don't have one now

[kylee2437]

I’ve only regretted getting a credit card from a company that isn’t local, and that’s because when my info got stolen, they did a absolutely horrific job on making sure my credit card account was secure and was making me jump through hoops to prove I wasn’t the one making the purchases that were purchased on that account. I was relying on workers behind a phone to be responsible with the info I was telling them. Vs my local bank that I have a credit card from, they were super on top of my stolen info and made sure none of the transactions that I didn’t do went through.

[Iron_Man]

Is that truist? I’m having problems with them to making me jump through hoops

[kylee2437]

@Iron_Man it’s SoFi! I’ve learned I’ll only open up credit cards through local banks now because of what I went through.

[Iron_Man]

Sorry to hear that. Be careful.

[Fireguy17]

I aways pay them off in full every month.
I have a couple of cards that have great rewards, so I have gotten free cruises, cheap gas, all sorts of stuff over the years.
One card we get triple points on the cruise line when you charge a cruise, shore trips, upgrades whatever is associated with the cruise line and it doesn't take too long to earn a free cruise.

[Redstang88]

Nope. One I’ve had about 2 years and I’ve got enough points for a trip to Europe, the other I get about $1000 worth of perks every year

[jamesgoldman]

No, not that I have one now but they made me good money... lot more than the £7 in interest cost me

[NathanDavis]

nope... I use it wisely

[DizzyDesii]

Still refuse to

[butterly248]

One of the reasons why I'm in so much debt :(

[handsomelad70]

I've NEVER had a credit card.

[Anonymous]

No. Because I never carry a balance.