Who are better drivers overall men or women?

I know that I am going to open up a debate with this one, but this is something that I would like to know. If women's insurance rates are lower up to a certain age because men are involved in more accidents, how come the stereotype is that women are worse drivers than men? I have often wondered this. I don't understand how this can be the stereotype that we are worse drivers than men, when the statistics may say otherwise. What do you know about this? Feel free to share your opinions.

Who are better drivers overall men or women?
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