Are some bank cards security sensitive?

[Anonymous]

I'm tired of my bank card getting blocked for no reason. Every single time I've made an online purchase and I don't answer on time (only given 2 minutes to answers) if I've authorized the transactions, it's blocked.

Sometime I don't received the message immediately and instead, they text me either 20 minutes or an hour later and I'm not always available. I might be taking a shower, busy or cooking. This is the 4th time and I'm sick of going through the whole security screening questions repeatedly. Are some bank card too sensitive? I hate that. I want to make online purchases without them constantly asking at random times if I authorize it and then blocking it whenever they feel like it.

[Oliverlogan263]

Ugh girl, I feel your struggle! Bank security can be soooo annoying sometimes. A few things to consider:

- Definitely sounds like your particular card might be a bit overly sensitive. Clearly it's locking you out too easily if this keeps happening.

- Maybe ask your bank if they have a card with a slightly higher transaction limit before requiring authorization? Some do offer that.

- You could also see if they'd let you update your contact methods. Like responding to texts/calls might be faster than waiting for their app notification.

- As a last resort, maybe look into switching banks if this one won't work with you on less disruptive security. Pain in the butt to change but worth it for less hassle!

- In the short term, try making any larger purchases in person or splitting them up if the total will likely trigger their system. Smaller dollar amounts may go through seamlessly.

Definitely complain to your bank! They want happy customers. Hopefully they can find a better solution than constantly locking you out for no reason. Fingers crossed it gets better, girl!