I'm 27(will turn 28 later this year) and wasted my late teens and most of my 20s figuring out what I wanted to do with my life and made the mistake of giving myself a lot of debt with student loans. I've had off years in college getting new jobs for it to work out with my college schedule and if it's enough money to pay all the bills I currently pay. Now I'm 27 and only need one more year left to finish my undergraduate college degree and still live with parents. Pretty shameful and unideal life I currently live compared to those in their early 20s who've already accomplished far more in their lives than I ever have.
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I'm finishing my 20's soon. I wished dying before getting 20, now I see 20's my best era. Same for you?
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It’s not the end of the world but you do need to get your shit together. It’s not fair for your parents to still be supporting you at 27/28 years old. On top of that, if you haven’t been investing money into some type of retirement fund, you’re going to be stuck working more years on the back end when you’re less physically capable to accumulate enough of a nest egg to retire on. Student loans are fine as long as you’re going into a field that is lucrative enough to pay them back without burdening yourself too much. It’s all about the personal choices we make in life.
You have till 33 to be established with a town home, home, or something along those lines. 25-29 will be chasing you trying to get married and make babies by 32.
Fortunately, my student loan debt is nowhere near close to 6 figures (like many college graduates with useless degrees) and only a little over 20 thousand.
I'm turning 25 and in a similar position. Life is very long. It doesn't matter if you've fucked up where other people seem to succeed. You're doing your best and that's all that matters. Plans very rarely come to fruition in life.