I feel like I've really wasted most of my 20s (age). Would you say it's the end of the world for those who've wasted their 20s?

I'm 27(will turn 28 later this year) and wasted my late teens and most of my 20s figuring out what I wanted to do with my life and made the mistake of giving myself a lot of debt with student loans. I've had off years in college getting new jobs for it to work out with my college schedule and if it's enough money to pay all the bills I currently pay. Now I'm 27 and only need one more year left to finish my undergraduate college degree and still live with parents. Pretty shameful and unideal life I currently live compared to those in their early 20s who've already accomplished far more in their lives than I ever have.

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I feel like I've really wasted most of my 20s (age). Would you say it's the end of the world for those who've wasted their 20s?
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