Do you believe personality is more important or do you believe hard work and productivity is more important to being an ethical person in life?

I could work very hard and earn a lot, but I don't know how I could avoid being stingy and selfish if my life revolves around trying to get rich, and if every penny I share with my family would lower my pay cheque and decrease my wealth while being obsessed with money.

Or, I could live a normal life, have normal work hours, no more or less than the average person, earn enough to live on, but not live in any humongous house, not drink any expensive drinks, not go on any expensive trips, and then pay money to host friends and family at my house, pay money to go to weddings and birthday parties and holiday events, live a life that is neither greedy nor super selfless, and have a moderate and satisfying existence where I have what I need, but not always what I desire.

Do you believe personality is more important or do you believe hard work and productivity is more important to being an ethical person in life?
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