Do you ever plan ahead and still end up broke, stressed, and screwed over?

So I work physical labor and it messed up my asthma and feet, so I took off for a month trying to give enough time for myself and the accommodations team to look at my case. Well the leave looked at my case pretty early and decided to only pay me a week which would be fine if the accommodations started after the week or following week but I put in the accommodations will start after my leave so I actually gave them 3 weeks to look at it and they haven't even made a case for me yet so now im 3 weeks without pay unless I try to see if my doctor can push it up. (Usually, my leave case takes 1-2 weeks to get back to me and the accommodation another week so I thought 1 month would make sense)
All of this was unplanned and im already broke
and my doctor's booked until March I have another appointment coming up with another doctor but I dont know if he does paperwork cause my Rheumatologist was charging $200 and 2 weeks time to do that paperwork and I don't have it
The pain doctor im not sure about. Do I take the loss?
Everything is stressing me out. At least at work, the stress was balanced by physical stress. I can ask to go back to work but risk hurting myself more without the accommodation and I would still have to repeat the paperwork for the accommodations.
Also i keep getting rashes enough to concerns me because my body keeps producing them when Im stressed, but it's not wide spread enough for people to see and harmless enough that my doctors just give me a topical and send me off. I also get bruises too , large ones and they just tell me to wear compression sock and that i bruise easily. However, the rashes are more of a stigma in society and it makes me feel self-conscious even if im the only one who notices. Regular people can't tell the difference between hearald's patch and ringworm. I don't like that I get them and that it's caused by stress. All the prep that I tried to take to calm myself down didn't work and I found another stress rash today.
Do you ever plan ahead and still end up broke, stressed, and screwed over?
Do you ever plan ahead and still end up broke, stressed, and screwed over?
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