Your family member or friend previously borrowed $20 bucks from you and it’s been over two weeks without paying you back, would you say something?

[CAPTAIN-OBVIOUS]

Yes, where my money at bro?

No, it’s just $20 bucks.

[hahahmm]

If when you loaned the money a specify repayment time was agreed on and they have not paid it back then they are a con artist. If nobody mentioned a time then you were being a sucker to "loan" them money without any requirements. Just call it a gift. I would tell them, "Never mind, you can keep it." But I would never loan them money again because money can destroy friendships/family relations.

I have a relative who would always say, "I'm trying to save money.. can you loan me X". Eventually, I started saying, "I'm trying to save money. Sorry.. can't help!" Just because I have more money doesn't mean the other person is entitled to my money.

Also see Don't Be a Sucker

[BarryLiverstone]

Nope

[BarryLiverstone]

Anytime I “lend” money to family it’s a gift. If they pay me back that’s a bonus

[Anonymous]

Of course I wouldn’t.


It would be absolutely humiliating to say “hey uncle joe! Remember that $20 I lent you, when will I have it back?” SOUNDS PATHETIC


I will keep my mouth shut, BUTT next time I will be wise enough to not lent Uncle Joe anything in the future

[reds-noro]

"Hey uncle Joe, can I have my $20 back?" "Oh sure, thanks for reminding me. I almost forgot."

How is that interaction humiliating? Being too afraid to ask is more pathetic.
What will you say when he wants to borrow something again?

"Hey, can I borrow this from you?" "No." "Why not?" "Remember that time I borrowed you $20 and you didn't pay me back?" "Oh, I'm so sorry, I forgot about that... Why didn't you remind me? Would've paid you back right then and there."
Now THAT is humiliating.

[Opinion Owner]

Hey! Thank you for your perspective. I do see what you mean and I 100% respect it.

I just personally think it’s silly to go out of my way and do this for only a $20 bill. If let’s say it was over $70, i would consider asking him about it. Just my opinion, you don’t have to agree.

[reds-noro]

It is just really petty and childish to hold a grudge against someone the rest of your life while you could've just reminded them to pay you back. People forget things, if you don't forget it, remind them of the things they forgot. If you don't care enough about $20 to remind someone, it certainly is not worth the grudge. How they respond to the reminder is what you should go off of. If they comply, not a problem. If they ignore it, or lie about paying you back, you should hold the grudge.

[Anonymous]

I would say something, what if they wanna borrow money again? And you give it to them and they remember they didn't pay you back last time so they may take advantage of that.

[Static_In_The_Attic]

As for me I’m a friend when I’m a friend but when it comes to money I’m not your friend & I’m not a bank as well. I had a friend that asked me for $20.00 & out of the kindness I agreed & after I agreed he wanted me to drive and hour to give it to him & I told him I don’t think so. After that him & his wife ran into some financial problems & he asked me for $3,000 & I laughed & said I’m not a bank. A year later I heard from him again & he asked me for $5,000 & I asked why is it every time we talk you ask me for money & after that I got a nasty letter from his wife & I cut all ties with both of them.

[hahahmm]

Had a family friend say her brother was down on his luck & needed money. I very politely asked, "Does he go to a church?" Because I know if someone does they can get money from church/people at church unless, of course, they burned bridges. She got super upset just because I asked. ha. Also thought it was strange he couldn't man up and ask for himself... why should I hand over cash for a person I never even met to someone with a bad tude when I ask a simple question.
But the best was the time a relative said he'd lose his house if he didn't get $1k asap to pay his mortgage. I could have paid it all myself but I organized with some other relatives and together we gave him the money. Oh, and just like with the first story, he couldn't ask directly. Had to ask through my mom. Few months later and he had the same sob story. I politely told him to F off. If you really messed up your life that bad maybe there's a reason and you need to hit rock bottom and fix your problems yourself. But it turned out he was just lying. Never would lone him 1 penny after that.

[Iron_Man]

Nobody ever pays back basically it’s just like giving them a gift. Don’t expect it back. It happened to me around Christmas with the next door high school neighbor ringing my doorbell and another female neighbor around the block did that as well a long time ago

[Blueeyes81]

The poll results remind me of my friend group in my 20's. The girls would keep track of every penny when dividing up a bill. The guys were more of a who's turn is it to pick up the tab. I don't keep track with friends or family. My sisters most definitely do.

[FreyaRed]

No. The person would just never got any money from me.
When I borrow money from a friend or family, I give it back with a bottle of wine or vodka, because your image and class is what matters.

[TrueConfection]

I voted no, but if it's one of my kids I would remind them because they are still learning how to be responsible adults. Anyone else, I would never ask for the money back. I just wouldn't lend to them again.

[exitseven]

I have learned long ago not to expect anything to be returned once I lend it to one of my kids.

[TrueConfection]

@exitseven 😂😂😂

[AviatorTom]

There's no such thing as a loan to a family member... it always ends up being a gift.

You might say something to a friend... but why? It's only 20 bucks.

[exitseven]

I loaned him thr 20 bucks knowing he would avoid me for the rest of his life. Best 20 bucks I ever spent.

[Spongebobssocks]

Nope. I dont loan money I give money. People won't pay back its best to know that when you hand them the money

[reds-noro]

I am a student. I would like that money back. They probably just forgot. Better do it now than later.

[provokeesmokee]

Yeah, I'm asking. $20 is nearly groceries for me.

Also they don't get more money until they repay.

[Adam1978]

No It's a so small sum, I am sure I can even it out soon enough.

[DizzyDesii]

No because its only $20. I wouldn't lend them anything else though

[WhitneySnow]

Yes. I would. It’s not the money, it’s the principle.

[Anonymous]

Yes, definitely say something like “you owe me $20, pay up”

[Anonymous]

1. I don't loan money to friends. 2. I loan money to family. But I know they will pay me back, even if it took them the rest of thier life. So I don't worry about it after I loan it. I only ever loan out what I know I can afford to loan out.

[iheartwomen]

i’m still bugging my brother about 6 dollars he took from me

[BlackJeep]

Don't lend money to friends or family members if you can't afford to lose it.

[Anonymous]

family member, no.

friend, yes. absolutely i would say something.

[Wise4myage]

Let it go, but don't ever lend them money again.

[PointTaken]

No. I've lent more than that knowing I won't get it back.

[Nikki1989]

I don't care about small change.

[Daniela1982]

@Nikki1989 But would you loan them money again?

[Nikki1989]

@Daniela1982 I wouldn't make a habit of it.

[strateguy632]

mention, remember that you borrowed

[Pink2000]

I wouldn’t say anything.

[Date_a_Snob]

I wouldn't and yes I would loan them money again

[Date_a_Snob]

my best friend and I broke up because she was too focused on who owes what and everything was a debt

[Ironic_Method]

No. I don't lend money I expect to get back.

[clampfan101]

I want to say B, but I’m super poor…

[LiamJHayden]

I would never lend $20. I would gift it.

[msc545]

I would wait another 2 weeks

[Jmmmfi4]

Depends on who it is

[LavLavLuv]

Me, nope