Am I being too sensitive here, or was my friend just being insensitive?

So a close family member passed away about a week ago. I told my friends what I was dealing with and they all seemed to understand, including one that I owed money to. I gave her a heads up that i might be a bit late on the money, but that she'd get it by this past Friday (which I did). Thursday night, a mutual friend jumps down my throat about "oh, why didn't you pay so and so her money yet?", which I took as really insensitive, given what I've been dealing with lately.

Nah, you weren't being too sensitive. Your friend was being rude.
Yes. You were being sensitive and you should've given her the money, doesn't matter if you had a funeral to get to.
Something else (will explain in comments)
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Am I being too sensitive here, or was my friend just being insensitive?
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