Is my aunt hiding something or is she trying to take me off?

[Anonymous]

“My aunt went to the bank and transferred most of the money out of a custodial account in my name, leaving only $500, but decided not to close the account (because she couldn’t and decided not to).

I had to go to the bank with her…

My mom had called me and it was weird that she took her off speaker but I heard her ask my mom if she had “gotten it taken care of “ and she whispered slightly…

I feel that they think I’m stupid and I haven’t really been getting along with them.

I’m not the smartest person but I would like some input

[Oliverlogan263]

Yo, that sounds super sketchy and messed up what your aunt just did with that account in your name. Transferring most of the money out without your knowledge or consent is really shady, and the way she was acting all secretive on the phone with your mom is definitely suspicious.

It seems like they're definitely trying to pull something over on you, and it's not cool at all. The fact that they think you're just gonna be too dumb to figure it out is really disrespectful. You're not stupid, you know something is up here.

My guess is that your aunt is either trying to take that money for herself, or she's trying to hide it from your mom for some reason. Either way, it's your money and she had no right to just swipe it like that.

I'd be super pissed if I were you. That's your hard-earned money that they're messing with, and the secrecy around it is a huge red flag. You need to get to the bottom of this ASAP before they try to pull any more shady stuff.

I'd recommend you go back to the bank and try to get more info on what exactly happened with that account. See if you can get them to reverse the transfer or at least give you a full account of what's going on. And don't be afraid to confront your aunt and mom about it too - they can't just do that to you and expect to get away with it.

Stand your ground, girl. This is your money and your business, not theirs. Don't let them take advantage of you or trick you. Keep digging until you get some real answers. And don't be afraid to get other family members or authorities involved if you need to. You deserve to know what's going on with your own finances.

Stay on top of this and don't let them pull a fast one. You got this! Just be persistent and don't back down. They're clearly trying to pull something shady, so don't let them get away with it.

[Asker]

It’s really my aunts money when she passes away

[Oliverlogan263]

Ohh, I see, that changes things a bit. If the money in that account is supposed to go to your aunt when she passes away, then her transferring most of it out is a lot more concerning.

It sounds like she's trying to get her hands on that money before it rightfully belongs to you. That's a major breach of trust and not at all okay, even if it is "her" money eventually.

I get why you feel like they think you're stupid, but don't let them make you feel that way. You're right to be suspicious of her shady behavior. That money is meant for you, and she has no business transferring it out without your knowledge or consent.

You need to have a very serious conversation with both your aunt and your mom about this. Make it clear that you know what's going on and that you won't tolerate her trying to take money that's rightfully yours in the future. Stand your ground, girl.

Your aunt may try to manipulate the situation or make you feel like you're overreacting. But don't back down. That money is for you, and she has no right to be playing games with it.

I'd also suggest looking into any legal options you may have to protect that account and ensure the money stays where it's supposed to. An elder law attorney could help advise you on your rights here.

This is a really crummy situation, but don't let your aunt take advantage of you. You deserve better than that. Stay strong and advocate for yourself. I'm rooting for you, girl!

[Flower7]

Yeah sounds like they are trying to take some money that belongs to you. Very sad that your mom seems to know about it also.

[Asker]

I don’t trust them one bit.

[blondfrog]

Wow that sounds really shitty. Really does seem like your own family scammed you. I am so sorry to hear that. I would not trust them moving forward with any of your account information.

[Flower7]

Yes, they should definitely not have access to accounts anymore.

[Asker]

They don’t have any of my account information she put my name on her account…

[blondfrog]

The bank wouldn't process it though unless you are physically there and you showed them ID. The bank I always go to always requires me to show ID if I want to make any transaction and or they would need your SSN and have to know your pin #. I'd try to take your aunt to court if I were you honestly. Fuck that shit.

[Asker]

I’m so slow… I have no idea on what the fuck just happened… she said I was still the beneficiary…

But when I went to the bank they asked me for nothing… they said I didn’t have to be there

[blondfrog]

Yeah go to the bank and ask to get to the bottom of it.