I don't know what to do?

Long story short my mom and I had a business and she was helping me find a used car but wanted to get me a new car for a gift. Years later I had it, she had others drive it especially people I didn’t like and even made it a mess when giving it back to me and moving back in town. Well this year has been crazy with drivers hitting my car and my last accident I was T boned. Long story short she’s told me today that they adjusted the claim to be 7400 and know I’m struggling getting to work and Ubering a 45 min drive everyday. When she told me about how much it’s appraised at she told me she would be keeping the money for herself. I work and most my money is going to uber so it’s hard to save and I just feel like shit because I treated that car better than her and others driving it and she tells me because I smoke weed carts in it I don’t take care of it… but I do. I’m so mind fucked and need advice
I don't know what to do?
Post Opinion