How do I prevent my concealer from looking cakey?

Hi, I haven’t been getting enough sleep lately and i use concealer to hide my eye bags. (I don’t use foundation). I use a peach color corrector and then a concealer. The thing is, my under eyes look chalky and cakey AF within 20 mins of applying the concealer.

I do apply a primer and don’t use too much concealer. I make sure to blend in properly. I also tone and hydrate my skin before concealing my under eyes but of no use.

My skin gets very dry in winters and my T-Zone is oily. I moisturize my skin every day. I have a combination skin.

Someone help this girl out. Please😭

How do I prevent my concealer from looking cakey?
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