Is marriage just a piece of paper 📝?

I think a relationship between a man and woman is important but I sometimes think marriage is stupid.
Like the man is signing an agreement that can only be used against him badly in a breakdown in relationship. Why do we have to take all the risk, is it necessary to show love to a woman and have a family? No one is religious anyway.

Marriage is risky
Marriage is good
Other
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Before anyone gets angry at me, tell me this is not a fair question
Is marriage just a piece of paper 📝?
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