Do you have an Amazon credit card?

[jennifer_bloom]

I save over $90 a year by getting free money with my credit card points, my annual savings might exceed the full cost of a prime membership.

[Massageman]

No, and I don't think I would want it, either. We each have only one business charge card, and we have just one "personal" charge account with a different card for all of our personal living expenses- food, furniture, toilet paper, gas, etc. We get between $120-150 a year in restaurant gift cards from our points.

[Massageman]

TYFTMHO.

[Creampiekarl420]

No i got a prime membership tho I had no clue about credit card

[Redstang88]

No, my main card is a travel rewards one. Had it about a year and a half, just short of a trip to Europe in points

[exitseven]

Nope. I only have three credit cards. One I use exclusively form online purchases.

[GoodGuyBreakingBad]

I'm afraid to get one cause I just got a Mastercard Capital One

[Anonymous]

Yes I do. I actually earn back about $600-$700 a year. But I just switched over to my United card to start accumulating flight miles.

[The_Shadow_Dweller]

What is your annual credit card maintenance fee?

[The_Shadow_Dweller]

And you also need to count the extra percentage tax you are giving per purchase amount. Its likely to be 2.5%.
And if you are using that card to withdraw money, then additional tax is put on the withdrawn money.
All of this extra money you give and then you get these points.
Have you considered these charges?

The 2.5% of extra tax may be waived off as the card is with Amazon partnership, but only when you shop on Amazon.

[jennifer_bloom]

I have $0.0 in fees and I always pay by the end of the month so I don’t pay interest on my credit card, they give you an Amazon credit card to encourage you to make Amazon purchases, not to earn money on your interest.

[The_Shadow_Dweller]

They also have Amazon credit cards in India.
Its a good deal. Really good deal.

But I would not prefer such credit cards, as I am getting sort of trapped in the whole system. Happy with the bank issued one!

Recently gave 5000 INR as annual maintenance payment, hence I asked you about the fees.

But I wish you all the best! It seems you have gotten a steal deal!

[TX651]

Yes.