How often do you use ATMs? Is the ATM far away from you? Do you mostly use cash or cards for your needs? When do you use cash?

Question

Lliam · Accepted Answer

The closest ATM to me is a half an hour away in town. I never use it anymore. But my wife is self employed and works part time in her salon business in town. She gets paid in cash and checks. So she deposits checks in the ATM once a week or so.

She gives me some cash and the two of us prefer paying cash for things when we can.
We also use our Costco cash back cards for gas and other things. We pay it off every months so as to avoid interest payments.

My income goes straight to my bank account. I make automatic withdrawals on some monthly bills and write checks for others. I write checks for other things that come up, too.

The credit card I use for on-line purchases has a 1% interest rate. I have a few $thousand balance on that because it doesn't cost me anything.

We never ever use our ATM cards for any purchases because we don't want our bank account hacked and because, unlike credit cards, there is no fraud protection.

DryGermanGuy · Accepted Answer

The closest ATM is three minutes with the bike away. The one I usually use (no fees) is 15 minutes with the bike away. I use cash for all my regular shopping.

Screenwriter · Accepted Answer

I use cash for tips to people and at farmers' markets. Cash is nice because I know how much I've spent in time. Don't have to check my bank account and add things up. $70 out and it's gone in three days. I've spent $70. Look at the receipts to see what I've spent it on.. I wash my car using quarters.

Cash is tangible. It's there, then it's gone. Using a card, it's harder to keep track.

Beckybooboo · Accepted Answer

Where I live, some places accept cards but bars and restaurants don't and none of them have ATMs. We have two ATM machines in our town, so, I usually hit the "cash back" button, when I'm somewhere that accepts cards. That way, I always have some cash.

Sunshinelips · Answer

I don’t trust ATMs due to scams that clone the card so I get my money out at the post office. I try to use cash as much as I can because cash is king.

thegreenyogi · Answer

I use cash most of the time and on occasion cards for online purchases.

lilBigPotato · Answer

I just keep like 50€ with me just in case but I almost never need any cash. I go at most every other month, I have one directly around the corner.

Abbycado · Answer

Hardly ever. I don’t like to carry cash. I use a credit card 99% of the time and just pay it at the end of the month.

NathanDavis · Answer

down here... they're everywhere nearby but, I don't really use them that often and I can't remember when was the last time, lol

LadyBecks · Answer

I usually use cash for purchases, sometimes my debit card. My ATM is just a few minutes away and I probably stop there 1 or 2 times a week.

jamesgoldman · Answer

I don't use them that often like once a month unlike the bank Nearest one is a 15 minute walk Cash for business, about equal personally Business, the bookies, tips, loans

Tomislav7 · Answer

A few times a year maybe, my moneys fiscal

How often do you use ATMs? Is the ATM far away from you? Do you mostly use cash or cards for your needs? When do you use cash?

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How often do you use ATMs? Is the ATM far away from you? Do you mostly use cash or cards for your needs? When do you use cash?

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