Why would she think this wouldn’t be offensive?

Ok so my girlfriend says she feels like she’s settling with me. She feels people should match in terms of looks and she feels I don’t match her. She likes me because of my personality and doesn’t want to break up because she’s scared she won’t find another guy like me. So she’s says no to think of it as settling but compromising

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She really doesn’t feel like this is an issue
Why would she think this wouldn’t be offensive?
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