The bible says if you are all talk and no action, you will end up desperate and miserable, thoughts?

The bible says, “all hard work brings a profit, but mere talk leads only to poverty.”

Which to me means, it does not matter how intelligent or good looking you are, or how rich your family is, if you do not work hard, you will not succeed, and if you do succeed, your success will be combined with horrible problems like disease, teeth pain, mental illness, domestic violence, shortened life span, bad social partners, anxiety disorders, or sleeping problems etc…

The bible says if you are all talk and no action, you will end up desperate and miserable, thoughts?
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