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You make an explicit rule per the law... teen step daughter with temporary drivers license can only drive car you own/insure when another adult is in the car. It's the law in this state.

The rule is communicated and understood, but is violated. You give notice this is not allowed... don't do that again ever! Ok!

The rule is violated again a month later, under permission of your spouse whom gave permission. There was no emergency, just a desire to drive, and the teen driver asks (forgets or doesn't care) as well decides it's ok to violate the rule (oops)... and drives by themselves. "It's only a short distance" would be the justification. "It's not a big deal".

...

Probability of being caught by police or accident is small... driver has lots of experience and cautious. However, they are hormonally off (PMSing... and historically, judgement is off at this time) and there is a dangerous intersection involved in the well known, 1 mile drive home.

Severity of punishment resulting from an accident is substantial. You face cost or jail...

A) Insurance will fight coverage in case of accident... since the teen was violating the law, they can wiggle out of paying in court... cost shifts to the owner of the car (you) and parent... if teen was at fault.

B) If teen is at fault in an accident and death/multi party occurred, the responsibility shifts to owner of the car (you) and parent. Owner of car (you) could face prison time. I'm not a lawyer, it's my understanding of the law... and it's a liberal state.

What should a good, responsible spouse do in this case?

How do you handle your spouse that disobeyed the rule... putting you at risk you don't want?

How do you handle your step child?

Welcome to being an adult, and real life...

I'm not picking an MHO for this question. If one is picked, it was done automatically. I value everyone's answer on this one and am hoping to learn from your stories. Not sure where this question belongs so I'm going with the first suggestion GaG gives me. If I get it wrong, that is GaG's fault, not mine. I don't think a proper category exists on this site for this type of question.

Think back on where you were in life 10-15 years ago and compare to where you are now.

Did you achieve the dreams you had for yourself back then/are still pursuing them? If not, did you give up? Or did your priorities simply change the dreams you had? If you achieved those dreams, are you happy? If you did not, do you regret not achieving those dreams or are you glad life changed directions?

Are you happy with where you are now?

Do you miss how things were back then?

Are you still close friends with anyone from that time period?

What good changes have come over you?

What bad changes have come over you?

What would you change?

What would you do again?

Finally, the question of love. Did you and your high school sweetheart make it all the way? If not, have you found the love of your life? Or are you happy remaining single?

I'd love to hear everyone's journeys from that point in time until now. Feel free to go beyond the questions I've asked.

For those who don't know, an example of a day trade with stocks would be buying an Apple share for $100 on Tuesday and selling it for $110 on Tuesday (same day). This obviously risks losing money since the Apple share price may go down to $90, for example, meaning the trader would lose $10 for each share he bought. Successful traders tend to make a LOT of money.

Assuming your partner is a successful trader, what would your parents think of him at first?

Feel free to mention what YOU would think about him too

For those who don't know, an example of a day trade with stocks would be buying an Apple share for $100 on Tuesday and selling it for $110 on Tuesday (same day). This obviously risks losing money since the Apple share price may go down to $90, for example, meaning the trader would lose $10 for each share he bought. Successful traders tend to make a LOT of money.

Assuming your partner is a successful trader, what would your parents think of him at first?

Feel free to mention what YOU would think about him too