Are people running out of money?

I noticed people are taking more time to pay me. Some were like never late until this year. I see people losing houses. People the paid for lawn services in past , are trying to mow own lawn. So far one is moving and one could not afford service.
Are people running out of money?
Residential has gone to the dogs or zero turns are so easy to use a dog could use them! Money is so tight they are making their dogs mow!
yes , payments late
no, same as always
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Are people running out of money?
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