GEICO insurance had to pay $5 million to a woman who got an STD from a guy in a car because it happened INSIDE THE CAR insured by GEICO. Is this fair?

since it happened inside a car and the car was insured by GEICO it was decided that GEICO was liable for her compensation after she got an STD during sex that happened to happen inside a car insured by GEICO
Yes it is fair
No it is not fair
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GEICO insurance had to pay $5 million to a woman who got an STD from a guy in a car because it happened INSIDE THE CAR insured by GEICO. Is this fair?
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