Foreclosures are way up , highest since 2016, do younger bite off more than they can chew or is it just the Trump economy?

[888theGreat]

They need both working and if one gets layed off and even if he or she gets another job it tends to be lower pay , and they can't make payments.

Younger people have college loans , the house , maybe one child, car loans, Health Insurance Prems, Property Taxes, Groceries, Utilities, Gas, etc. These are high today and going up. Most bought their home in better times and things today change overnight. So this is their side.

Now , did they bite off too much? Do they party too much , travel, Cruises, have a chlld too soon, or buy too big a home (I get that they are figuring homes will only get more expensive)? So did they rush to get everything right now and now they realize they over stepped?

My parents rented until they bought their home. It was a just built starter home 3 BR 1 Bath and when they paid it off , they then built porch , garage , and doubled size of Kitchen, they paid that off. They did not buy their 3 kids a car. They helped with cars , but kids paid them back. They helped with college for their kids, but did not pay all of it.

So which is it? Are younger people just biting too much off and spending too much on other stuff? Or is it the System that is failing them with low pay , loan scams, rich just getting richer, banks setting them up for the fall, or the college scam?

How is economy booming with this many foreclosures? What would the Trumpers being saying if Biden was still President? Also don;t you think younger people will be voting for Democrats in November because of this?

They just bit off more than they can handle to start out. Lack of patience.

It is the system and greed that is the problem. Political leaders , Banks, and colleges

Maybe both are the fault

[Hagar88]

If you start looking at most young people. What they work as, their college education, their academicability, how quick they spend their money on, their earnings, their weight and health, how many holidays they take and what they spend their money on you it becomes apparent why things are the way they are.

Also the places with the highest foreclosure are run by Democrats.

In early 2026, many of the U. S. cities with the highest foreclosure rates are major metropolitan areas that traditionally lean Democratic in their voting patterns.

The following cities, many of which have Democratic local leadership or high Democratic voter density, have recently been identified with top foreclosure rates:

Philadelphia, PA: Currently shows the highest foreclosure activity in the U. S., with one in every 1,511 housing units in foreclosure as of late 2025. It is also noted as one of the hottest housing markets for 2026, creating a complex local dynamic.

Cleveland, OH: Consistently ranks among the top cities for foreclosure rates, particularly on its heavily Democratic east side.

Chicago, IL: Frequently appears on high-foreclosure lists, with a rate of 1 in every 358 housing units in recent reports.

Las Vegas, NV: A major metro with significant Democratic voter registration that has experienced a sharp surge in foreclosures due to its reliance on the tourism industry.

Detroit, MI: Often cited for high mortgage delinquency and property tax foreclosure issues.

Florida Metros: Several Democratic-leaning or split-voting cities in Florida are seeing record-high foreclosure rates, including Tampa, Orlando, Jacksonville, and Miami (South Florida)

[Likes2drive]

Probably overextended themselves, but the interest is crazy these days so it’s harder than what the price of everything going up makes it even worse,

[Hagar88]

So many people take out loans and dont bother to pay them back ASAP, spend a 3rd of their earnings servicing the intrest on their loans.

[Anonymous]

Both are at fault. yes we have a broken system but even if Trump is part of the problem he's not the only person to blame The big CEO's are greedy as h*ll take c19 they rise the price on toilet paper, baby formula etc. knowing people were going to lose their minds and fight each other over it and now that they don't want to lower the price after c19 is over. I don't think most young people know how to budget money they still want to have fun and money isn't going as far as it did before c19. it's time to stop spending money on things we don't need, I know everyone needs a car and house but they don't need to be our dream car/ house they just need to sever the purists they are made for. As old school as it sounds couponing wouldn't be a bad idea.

[douride2]

I think many of then bite off more then they can chew. Big house big car big university debt. When I started out I rented a little place saved up a down payment then I bought a small 3 bedroom house. It was about 800 square ft. From there I saved more till I built a little bigger place out in the country. I also paid for everything I bought I never had a credit card till I was in my late 30s. & I paid it off every month. Even now if I can't afford to pay cash I don't buy it. To many people over extend themselves buy on credit spend way more then they make. When the interest goes up a point they are in big trouble.

[douride2]

Thanks for a MHO.

[Avicenna]

I'd sure like to know what your source is for your claim, because...Foreclosure filings year over year 2005-2024

[exitseven]

A lot of these snowflakes got themselves into serious debt for a degree in gender studies. Now they cannot work anywhere but Burger King. Then they try to buy a house and with the interest rates we had when Biden was president the monthly payments are too much.

[Hagar88]

You are absolutely right. Some colleges in the US especially HBCU colleges have drop out rates and failure rates as high as 80%. Basically they are taking out a loan for a 4 year vacation for something they aren't academically capable of.

[msc545]

Be sure to always blame the young people as opposed to blaming the real culprits who are the scammers.

[exitseven]

@msc545 there is really no reason college should be so expensive. There are many administrators for useless DEI programs. They al make 100+K and each has an assistant and a secretary. We have comfort dogs that the kids can pet during finals if they are too stresses.(I swear I am not making this up.)

[Hagar88]

Don't forget the lazy rivers, climbing wall, bowling alley, equestrian centre, free ice cream machine.
Ridiculous when yoh think thst the same left wing proffessors that are preaching about socialism and the evils of capitalism are extorting students to buy their books
https://youtu.be/-lt8lzLhVJo?si=qDFWHknEVx9Dwo6v
https://youtu.be/LtxRa9Xd4vw?si=2Z70x5bC3BOTdp4X

[exitseven]

@Hagar88 it is all true. I see it all the time.

[msc545]

Now you are just making shit up. You have no idea what people got their degrees in.

[exitseven]

@msc545 We have a program there kids spend a year overseas. I am friends with the professor that runs the program. I was setting up some new equipment for him and he was talking to a student that was thinking about going into the program. He said the kid could even finance it on his student loan. I could not help but think that this kid will add 20K to his debt to go on a big vacation.

[msc545]

Now, that might be the kids' only big vacation. I think it's really interesting how you begudge people anything and everything that might bring them the slightest amount of pleasure. It is none of your damn business if somebody wants to spend their money on a vacation.

[exitseven]

@msc545 tis okay with me but just do not whine when you cannot buy a house.

[msc545]

I'll say it again: it's really none of your business how other people spend their money, whether it's borrowed or earned or found on the street. It's their money, not yours. Don't be so judgmental.

[jamesgoldman]

Most young people have a serious spending problem but the economy doesn't help either

[Dargil]

It's all Trump's fault, isn't it? He is also personally responsible for Global and erectile dysfunction don't you think?

[888theGreat]

Well I am sure he needs the blue pills to get his one inch up

[Dargil]

And he has lowered drug prices so men can afford them.