How much debt do you have?

[JustinTheGreat]

If you’re comfortable answering of course

I don’t have much debt right now. Or at least not compared to other people.

I have $286 in credit card debt. $400 for medical expenses. $300 for my electric bill.
That’s about it. So a little under $1000.

[Lliam]

I still owe about $250k or less on my house. Part of that is on a HELOC that I took out several years back. Both mortgages have about a 6% interest rate.

I have about a $6k balance on one credit card that has a 1% interest rate. I just use that one for on-line purchases. I have other credit cards but never use them other than my wife's Costco, cash back card that we use for gas and some groceries. But we pay that off every month.

That's it.

[BoopBoopBeep]

Owe a little over 100k on the house. Pay my credit cards in full every month but I think the balances total around 6k right now. Hit max out of pocket on insurance already this year, so no more medical bills. Utilities run about 400-500 a month, so I guess them. No car payment no student loans or anything else. Guess that's it.

[jennifer_bloom]

I count my money multiple times a day so I never go into debt because I always have more then I spend. I don't spend a lot but I have everything necessary to be safe and nourished.

[petitedollbabee]

None. I never went to university so I never had student debt, and I’ve always saved up and paid for things outright, rather than take out loans.

[Surely]

@petitedollbabee. You are one in a million. Keep it up. Good luck 👍🏻

[Sjoerd85]

My parents drilled it in pretty good when I was growing up; save first, spend later. Having debt means paying interest, which is just a waste of money. So I never put myself in debt, and I pay bills directly (after checking they are correct ofcourse).

[DizzyDesii]

Thankfully never had any. And part of that is due to academic scholarships and using cash rather than cards. Will work hard to keep it that way.

[DizzyDesii]

And I pray I never have to take out a loan

[OfMiceandMen]

I have 2K on a line of credit. My house, vehicle, sailboat, B. Whaler, ATVs are all paid for.

[LiamJHayden]

I owe about $1.2M on a rental property, but the income from the rents more than covers the mortgage, insurance, and upkeep. That is my only debt.

[exitseven]

Zero, zilch, nada. and I have over 200 bucks in my wallet.

[PointTaken]

A shit ton. With student loans about $75,000

[PointTaken]

Well forgot the house so let's say about $320,000

[ButthurtGAGpeople1]

Just over $200 in credit, and then around 11,000 or so in car payment

[XHopelessRomanticX]

$12k in student loans.

[ProbablyClueless]

Mhhh... low $80k, in total.

[Spongebobssocks]

0...

[Fabiana1]

我财务自由，没有任何债务。

[Drumlin2001]

Over £200k

[jamesgoldman]

Zilch

[jahaims]

Zero