Most Helpful Opinions
I voted D. It's a car loan. They can have the car back, so it's not much of a debt that's looming over me. That's it. No CCs, house is paid, we pay pour kids' tuition before the start of the terms. I'm pretty happy about it.
Christmas... Well, I try to cut back every year. I'm not sure what the holiday budget is this year.23
Owe a few grand on the truck. Could pay it off but my spare cash is tied up in stocks that are making more than the interest on my loan so not bothered2
Zilch, I'm actually owed £230 by my brother since my dad paid me back the £300 I loaned him11
What Girls & Guys Said
If you're on about total total debt then about £60,000 which will probably be around $80,000 . If you're on n about how much debt I have to worry about then I did have around 5k but that was due to the council cocking up my payments then saying two years later oh we need that money back.10
I voted $50,000 but I'm not sure I'm going to have that much. It is a possibility though. I may have $40k something by the time I get out of college. These are all student loans. I don't have a car loan, a mortgage, or credit card debt. I only have student loan debt11
My only debts are mortgage and car, and I'm working to get them paid off to get out of the debt cycle completely. Car payment will be gone within a couple months, so I'll start start paying that to a savings account, and my mortgage will be gone in 5 years.
I wish someone had taught me how to get ahead of the game. Not guaranteeing I would have listened, though.10
I have zero debt
I don't any money or bills pending to anyone
I am good with money, I have brought some things for myself and will buy some more, a little portion will go to donation,10
No debt. I don't want to go bankrupt. No one's ever gone bankrupt without any debt. Some people can approach that. But it would take a distinguished service award to do something like that.10
As of the moment $3194.35 & as of next week I’ll have that cleared & I’ll be a mortgage free man moving forward.10
just made two big purchases…$10k
will pay off next week when I have to make my payment.10
I don't have any debts. Also, I don't do Christmas shopping.20
Had like 30k college debt.
Not really worried about it though.10
I'm midway through a three year lease on a Nissan Altima at $255 per month... that's my only debt.10
Current debt is a little over $3,000 for my car. Other than that, I'm in really good shape.10
around 6K but should be debt free in a little over year with savings to spare.10
As of this second not a penny. A couple years from now probably not.10
I'm not sure but most of it is IRS backtaxes because my dad wasn't working for a long time, and so was I10
Depends on how long I stay in school20
House is paid for and I don't use cards.10
As of this year exactly zero!10
None. All green on my end.10
I have 0 debt. Everything I own is paid for.10
Why would you have debt? It's such a bother.16
Most Helpful Opinions
Lol I literally just took possession of my first ever house YESTERDAY so now I have a mortgage.
I have no other debt, but I have a brand new mortgage that I haven't even made one payment toward yet lmao so...👀👀👀
My mortgage payment is less than 25% of our household take-home pay. We will not be cutting back at Christmas spending. Aside from the mortgage, my husband and I operate entirely with cash/debit - no credit cards here!
We make monthly budgets and plan to pay off the house early. I will admit that seeing that debt number lowkey scares me. I recognize that the house is an asset that will (hopefully) go up in value, but it did sting a lot when the down payment amount changed from being a number in the bank account to being a physical house lol
So... yeah, just the mortgage. My husband and I both went through school with no debt. I finish my masters next fall. He graduated law school this past spring. No car loans. No credit cards. No personal loans. But we do have a brand new mortgage lol
Congratulations on the new house. I made extra payments on my vacation house. I paid it off in 12 years instead of 20.