How you know your ready to leave the talking phase?

Me and this guy have been talking for a little bit. He seems to be into me and he says he loves me. I never do say I love him because I’m weirded by it. I feel like the talking phase was a good idea before jumping into a relationship due to my past relationships. He sends me things I tend to ignore due to it being inappropriate but he never asks me to send him things like that. He just does it without me asking.

How you know your ready to leave the talking phase?
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