When my kids were little and we lived on one income I would schedule a sales call near where Toys R Us was and meet my wife there afterwards. We would go through the store and fill up at least two shopping carts and blow through the register putting it all on credit cards. We would usually get them paid off by Thanksgiving just in time to do it all over again. Looking back it was nuts but we did it anyway.
Being responsible with money is so old fashioned.
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