Is wanting to wait until marriage is delusional now?

I'm 22 (f) and not religious. I'm virgin because I wanted to have it with someone I'm truly in love with and I have never been in love yet. But now I think of waiting until marriage because of some reasons such as,
1-terribly afraid of pregnancy
2-for the sake of my future marriage
3-for my own mental health and to not get my emotions corrupted
But I feel like no guy will be okay with that. Am I being delusional for wanting to wait?
Is wanting to wait until marriage is delusional now?
Is wanting to wait until marriage is delusional now?
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