Have you ever had your bank account closed due to overdraft fees, or credit card closed due to missed payments?

[Anonymous]

[Ariesman81]

Way back in the day. The IRS came knocking and levied my account the day before black Friday. Had a lot of checks out there for bills. Wasn't good.

[Nikki1989]

Nope. I have always been good with money.

[KittygosMeoWW]

Yes my ex left me in debt

[Asker]

How did you manage it?
My situation is really scary...
I have no way of paying anything, and will have both my credit card, and my checking account closed. I know that puts you in a really bad standing.

[KittygosMeoWW]

Worked my ass off called bank explained my situation and after I had saved I called them and came to a settlement to pay off debt on the spot. It took a year but financially I’m doing better.

[Asker]

Oh wow, so it was a very large sum.
For me, luckily its a small sum.
Did they let you reopen the old account, or open a new one?
My fear is they won't for me.

im glad you are doing better though.

[KittygosMeoWW]

Yes, they did

[Asker]

That is good to hear.
My issue is that I won't have income for at least 2-3 more months.
Just hoping they dont throw it into collections before then.
I called them, and they basically said "Talk with us when you have an income for your options"
So, I guess its just a waiting game now.

[KittygosMeoWW]

Donate plasma

[KittygosMeoWW]

Get unemployment 🤷🏻‍♀️

[missvexie]

Yes I have

[Asker]

How did you fix it?
Was it a credit card? or bank account, or both?
I am really nervous about my situation

[Jeff51]

Yes I had