Life Insurance companies have discovered the death rate among people between 18 and 64 has risen 40% in 2021 over the year before. Why is this?

Covid was the first thought but it is not Covid. It has not really been determined yet.
Murder
Suicide
Drug Overdose
Accidents
I do not know either
All of the above
Something Else
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I read the obits every day. I have noticed this for a while. Usually if it is a middle aged guy it is suicide (they just say he died suddenly) and if it is somebody under 35 it is an OD.
Life Insurance companies have discovered the death rate among people between 18 and 64 has risen 40% in 2021 over the year before. Why is this?
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