Someone blatantly decides to drive without insurance and causes an accident. Should they be forced into a debtors' prison?

[MrShaun]

This question really asks the question of responsibility. If one is unwilling or claims to be unable to pay the debt, should there be a way, such as a debtors' prison to force the repayment?

[jshm2]

If they have no insurance then there is nothing to claim against, and nothing for them to be indebted over. Hence way it's the insured parties premiums that go up.

But in most countries laws, there will be a "lean" against that person if they were to get into some big cash some time in the future.

But the question is irrelevant, as there are many different legal mitigating circumstances in many different countries.

[KostasKouvalis]

No. I think insurance should be optional and they should have every right to pay for any damages out of pocket

[AutumnSerenity]

Add “Uninsured Motorists” to your coverage plan. But to answer your question: depending on who it is, (sometimes it’s a very frightened teenager), I may or may not be against a “debtor’s prison”.

[MikeFrench]

The answer in my opinion, is to just have "No Fault Insurance." Get it if you want. Because now there's insurance to cover you if the uninsured guy sues you for an accident he caused.