Isn't AI supposed to be SMART?

Isnt AI supposed to be SMART?

I received an email today offering me a low interest promotional rate for a new credit card, a card I've had for 30 years. In fact, it's the card I use most often.

I'm guessing AI is being used to send out these emails, which doesn't say much for the Intelligence part of AI.

What do you think?

Updates
7 mo
Why would I be offered something new that I already have?
Isn't AI supposed to be SMART?
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