Isn't AI supposed to be SMART?

Isnt AI supposed to be SMART?

I received an email today offering me a low interest promotional rate for a new credit card, a card I've had for 30 years. In fact, it's the card I use most often.

I'm guessing AI is being used to send out these emails, which doesn't say much for the Intelligence part of AI.

What do you think?

Updates
10 mo
Why would I be offered something new that I already have?
Isn't AI supposed to be SMART?
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