To me I use it as referring to someone close to me. This doesn't necessarily mean that it has to be a loved one, just someone who's important to me.
And I use it to flirt and see how the person reacts to it, too. Since a person I flirt to always is someone I know for a longer period of time (I'm not the guy who just goes out on the street and meets random people ... ^^) they will know that "my ..." isn't something I'd usually say to her, so this is a change and seeing her react on it tells me a little bit more about our "relationship".
Hope this answer went into the direction you wanted it to be ;-)
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guys talk like that to flirt. if you react positively to it, then he'll take it as a cue to move in for the kill.
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