Most Helpful Guy
Read again what you've written. You're already questioning what you're even doing with him. And moving in together because your house is falling apart is totally the wrong reason. Life's too short at our age for being in the wrong relationship. Find somebody more suitable. I'm sure you're still hot property, so it shouldn't be too difficult.
Most Helpful Girl
I dont think you should "wait" for him to call. Its clear there is a problem and it needs to be resolved. So you can ring him up too instead of letting things fester. Secondly, I wouldn't move in with him until the foundation of the relationship is stronger.That means until this gambling issue is under control, and until he puts a ring on it. Ain't no shacking up with no end in sight. You said you can take care of yourself, so do that until he steps up in areas where he needs to within the relationship.