Would you date someone that has poor credit?

[CAPTAIN-OBVIOUS]

300s range

Yes

No

Updates

+1 y

Everything else is perfect about them

[Capricornunicorn92]

I would date someone with poor credit score just as long as they are working on building their credit score and have a decent job and car.

[jennifer_bloom]

No. I have an Amazon credit card which requires a credit score of near 700.

[Aerissa_Jade]

I would at first because lets face it, that isn't going to come up on the 1st date or even the 5th or 10th date it probably should after that.

I won't date someone who has bad credit because it shows they aren't responsible. If they have a good reason they can convince me of and working to improve it, I might consider it in the grand scheme of all things.

I've done so in the past and ended up feeling like I was the bank to them to loan them money and getting screwed over.

Never again.

[NamerOfStars]

A "credit score" is information gathered about you without your knowledge or consent and distributed without your knowledge or consent, by organizations that routinely send you offers to pay them to review said information to ensure it's not incorrect. Under any other circumstance, you'd call that extortion.

A person whose response to those organizations involves hedge clippers, flamethrowers, or high-caliber bullets moves up a few notches in my estimation; any other outcome, I can't see caring about.

[LiamJHayden]

It depends on why. For example, catastrophic medical expenses might easily exceed insurance coverage. One might end up with separate hits from multiple physicians, hospitals, a PT, etc., and maybe maxed out credit cards trying to pay other bills while not working. And after all of this, the person BK's, losing another 100+ points. Could have started out above 700, and by the time all the dust settles have a credit rating half of that. In this case, yes I would.

If instead, she is like an ex I had who simply took out as much credit as she could, maxed it, transferred the balances, maxed those out, paid minimums, and then finally stopped making payments, then "No."

[RockyHammock]

It's hard to say from a credit score alone, but that is a glaring red flag. Either they have multiple bounty hunters tracking them down, or they just declared bankruptcy, which almost guarantees a low quality of life for the next decade.

I'd rather not deal with either of those situations, especially when you consider the other likely red flags that dropped them to there in the first place.

[FreyaRed]

Generally no but it depends why his credit score is that bad. Majority of people with bad credit score don't pay their credits back, I think who can't handle money can't handle anything in long run.

[Anonymous]

Unlikely. Bad credit scores don't just happen. She did something to make that happen. Maybe repeated somethings. So right off the giddyup what is she bringing to the relationship? Bad credit and most likely Bad decision making. I say "unlikely" because it's up to HER to convince me she not that person. If she doesn't want to do that, fine. She only confirmed my suspicion. Have a nice day. 🙂

[Adam1978]

I don't care about credit score, I care about existing debt and how they handle what money they got. Those two are not necessarily related to each other.

[richardcory]

Yes, but I wouldn't want to end up in a situation where they were managing any of our joint money. Depending on how they ended up with bad credit, it might be a bad sign

[Pegases]

I have, and I realize why I should consider this when dating, but I don't because I have good credit. Before today, I've actually never thought about this.

[DryGermanGuy]

How would I even know about someone's credit score? Or be so impertinent to ask about it? Absolutely weird. I have a hundred more important topics with a potential love interest to talk about.

[SaoirseS]

I never had credit scores come up as a topic of conversation when I was dating.

[Anonymous]

i'm surprised people actually said yes...

my answer is no. even if they are "perfect" i do not want to get involved in that mess because eventually it will be my mess too.

[Apple1996]

Yeah but I'd try to help them get a higher score

[Sour-rose]

It's still a person I can have fun with. :1 Sooo... gonna try to do just that anyways

[GoodGuyBreakingBad]

Yes, it wouldn't matter to me.

[OddBeMe]

This really shouldn’t be an important variable for love. Besides, it’s easy to deal with bad credit.

[Chthou95]

People will say yes until they're actually put in a situation like that

[Astarlessnightsky]

I know nothing about credit scores, so yes.

[serious_miss419]

As long as they are actively working on it -

[Iron_Man]

It’s OK for women, but not good for man