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Education & Career

Do you invest in the stock market?

Julie4
Julie4 Follow
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Do you invest in the stock market?
Do you invest in the stock market?
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  • TheRealPepperPotts
    TheRealPepperPotts Follow
    Yoda Age: 34 , mho 78%
    1 y

    Of course. Here's the thing: We can invest, and probably have something decent when we retire. Or, we can choose not to invest, and guarantee that we have nothing when we retire.

    The thing about the stock market is that it's extremely diversified. It's not like the 1920's, where a bunch of people threw all their eggs in one basket. Sure, you can buy individual stocks, but it's better to buy a mutual fund. If you want to play it very safe, you could do a bond or CD. That is basically loaning money to a borrower and making interest on it.

    Another thing is that you have to have some level of trust in your own ability to figure life out if something catastrophic happened. Sure, Wall Street could potentially collapse, but it isn't in the government's best interest to let that happen. Also, if it did, you'd still be affected. If you want to play it safe, put a year's worth of expenses into a savings account. Then, max out your Roth IRA and 401k. Try to work for a company that matches your 401K contributions.

    But, I get where you are coming from, because I used to have a similar mindset. But I realized that I was making all of my decisions based on fear of what might happen. I didn't want to be a person who allowed fear to be the decision-maker in my life. Fear can stop us from making good decisions, too.

    We have no control over a lot of things that happen in life. But, we can control our mindset and have some faith in ourselves to handle problems as they come our way. Just my perspective... :)

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  • lightbulb27
    lightbulb27 Follow
    Master Age: 59 , mho 42%
    1 y
    634 opinions shared on Education & Career topic.

    I avoid it, it's corrupt. but some, since by way of that theft, there is no way to keep up with inflation or ahead of it... and one gets crushed over time.

    you tell me you actually know anything about the companies and their finances you are investing it. Tell me most people understood Enron... that the analysts were analyzing it. Baloney, none did except a few insiders. Tell me are the brokers... selling you stock because it's best for you, or best for their commission... and worse are they being paid in the back by the bigger players that want to unload their stock.

    no load mutual funds eh... really... no load? Check out those fees and the real cost. ya think it's free or cheap? Do you think think buying free stock online is free... is it really... how are they making their cut?

    And you are taking risk with money. If you lose 50% and make 50%... did you break even? You need to understand risk and that losing money... its hard to make it back. I'd bet most people aren't investing, they are gambling. Some... a few, know how to invest and mitigate risk

    don't even get me started on the ludicicrous pay packages for most execs.

    If you cannot answer those questions at minimum, you have no business in the market.. because you don't understand any of it.

    Your best bet is to have someone with proven record invest in real business, or run your own business til you undrerstand. Buffet.. Berkshire? Thing is they are really large... but they understand and are inside the game. you as a peon... are likely to get taken and crushed eventually.

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  • Static_In_The_Attic
    Static_In_The_Attic Follow
    Master Age: 44 , mho 40%
    1 y
    524 opinions shared on Education & Career topic.

    As for the stock market I do play around in it & have done so for about fourteen years. As for this year I if truth be told I haven’t bought or sold anything because nothing has caught my attention however I do keep an eye on things.

    As for the stock market I tell people don’t invest what you aren’t willing to lose.

    In addition here is another tip. During the pandemic a lot shares went on sale so if we happen to see another pandemic like event keep an eye on things & get ready to buy as the market drops & after the event if we all survive & the markets rebound it’s payday.

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  • msss98
    msss98 Follow
    Yoda Age: 29 , mho 34%
    1 y

    I have money in a couple of funds but thats about it

    0
    1 Reply
    • Julie4
      Julie4
      1 y

      Have you invested in equities?

      Reply

AI Opinion

Advisor Smith
Advisor Smith Follow
Influencer
1 y
  • Investing in the stock market can be a valuable part of a diversified financial strategy, though individual decisions depend on financial goals, risk tolerance, and market knowledge. It’s wise to research thoroughly or consult financial advisors before making any investments. Balancing short-term gains with long-term goals is crucial.

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What Girls & Guys Said

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26

Opinion

  • Billlewis
    Billlewis Follow
    Master Age: 62 , mho 36%
    1 y

    Yes, I have for quite a while now. I've done it pretty much the same way I do everything else -- better than most, which isn't saying much. I began having much more success when I started telling myself to 'think like a woman', instead of being hot headed, stubborn and unrealistic.

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  • razelove
    razelove Follow
    Guru Age: 40 , mho 59%
    1 y

    No, I made some pocket change with crypto doing fast trades during the day when I was dealing in Casinos at night, but with how little I had to invest it was neglible.

    Honestly I want a government job again. You can make money on the side, reach 25 years and regardless of how the market is performing still get your salary. 401ks and investments from other jobs have been volatile, but my vested retirements from government jobs are exactly the same.

    0
    0 Reply
  • abc3643
    abc3643 Follow
    Master Age: 63 , mho 38%
    1 y
    1.4K opinions shared on Education & Career topic.

    I would, but, sadly, my wife likes to keep me poor.

    We should have been retired millionaires by now.

    0
    1 Reply
    • Julie4
      Julie4
      1 y

      I think wisdom is on your wife's side 😂

      Reply
  • AviatorTom
    AviatorTom Follow
    Master Age: 59
    1 y
    1.1K opinions shared on Education & Career topic.

    My retirement plan is partly invested in the stock market, as well as more stable/secure investments. My financial advisor takes care of the specific investments, with periodic reviews with me.

    0
    0 Reply
  • Kaneki05
    Kaneki05 Follow
    Master Age: 25 , mho 32%
    1 y

    Trying, but ya know I barley have any money and seems easier to buy collectables and sell them on.

    0
    0 Reply
  • jamesgoldman
    jamesgoldman Follow
    Master Age: 28
    1 y
    1.5K opinions shared on Education & Career topic.

    No, I don't trust it and everything here in locked until the retirement age my life expectancy doesn't match so I'm not paying some else's pension

    I'll keep going with gold

    0
    0 Reply
  • Maybe_Maybe_not m
    Maybe_Maybe_not Follow
    Guru Age: 45 , mho 46%
    1 y

    No, but I really need the sock market, because socks expiration date is quite short

    0
    0 Reply
  • exitseven
    exitseven Follow
    Master Age: 55
    1 y
    3.5K opinions shared on Education & Career topic.

    I have a retirement account that id mostly in stock funds but I have invested in different companies over the years.

    0
    0 Reply
  • Lliam
    Lliam Follow
    Master Age: 72 , mho 52%
    1 y
    436 opinions shared on Education & Career topic.

    Only through the investment company that manages my IRA. My portfolio is quite diversified.

    0
    0 Reply
  • DeeDeeDeVour
    DeeDeeDeVour Follow
    Master Age: 54 , mho 41%
    1 y
    484 opinions shared on Education & Career topic.

    I've been investing heavily since I was a teenager.

    0
    0 Reply
  • red-lipstick-girl
    red-lipstick-girl Follow
    Explorer Age: 22
    1 y

    No, I don't have a job because I don't find it right.

    0
    0 Reply
  • DrPepper12
    DrPepper12 Follow
    Master Age: 53
    1 y
    416 opinions shared on Education & Career topic.

    Hell yes!! Not individual stocks but mutual funds. It's the greatest money maker ever!!!

    0
    0 Reply
  • Paul09
    Paul09 Follow
    Guru Age: 44
    1 y

    Im too poor to risk it. But I do have crypto. I might have invested if I had a lot of money to throw around.

    0
    0 Reply
  • Staximus
    Staximus Follow
    Master Age: 49
    1 y
    440 opinions shared on Education & Career topic.

    I opened a trading account with Wells Fucko and that's what they did.

    0
    0 Reply
  • RedInnocent69
    RedInnocent69 Follow
    Guru Age: 50
    1 y

    Yes, a little in my own. My managed retirement accounts are also largely in stocks.

    0
    0 Reply
  • RavVid
    RavVid Follow
    Master Age: 33
    1 y

    In crypto not stocks.

    0
    2 Reply
    • Julie4
      Julie4
      1 y

      Rather volatile markets, aren't they?

      Reply
    • RavVid
      RavVid
      1 y

      Very. But that is a good thing if you buy at the right time. That s my theory anyway.

      Reply
  • NathanDavis u
    NathanDavis Follow
    Master Age: 35 , mho 33%
    1 y
    2K opinions shared on Education & Career topic.

    nope... I don't gamble anymore

    0
    0 Reply
  • ProbablyClueless
    ProbablyClueless Follow
    Guru Age: 33
    1 y

    Yup! It's how I earn my bread

    0
    0 Reply
  • Fireguy17
    Fireguy17 Follow
    Master Age: 61
    1 y
    430 opinions shared on Education & Career topic.

    some, I'm pretty diversified and low risk.

    0
    0 Reply
  • Ariesman81
    Ariesman81 Follow
    Yoda Age: 45
    1 y

    Dividend stocks and ETFs

    0
    0 Reply
  • LiamJHayden
    LiamJHayden Follow
    Master Age: 31
    1 y
    652 opinions shared on Education & Career topic.

    No directly, but yes.

    0
    0 Reply
  • msc545
    msc545 Follow
    Master Age: 39
    1 y
    1.1K opinions shared on Education & Career topic.

    Nope. totally rigged.

    0
    0 Reply
  • tinderf
    tinderf Follow
    Xper 2 Age: 26
    1 y

    Im to broke for it

    0
    0 Reply
  • SaoirseS u
    SaoirseS Follow
    Master Age: 28 , mho 36%
    1 y

    Yes I do.

    0
    0 Reply
  • slatyb
    slatyb Follow
    Master Age: 52
    1 y
    1.4K opinions shared on Education & Career topic.

    Yes.

    0
    0 Reply
  • Kelly6
    Kelly6 Follow
    Master Age: 42
    1 y
    333 opinions shared on Education & Career topic.

    Yes but less

    1
    0 Reply
  • DJB72
    DJB72 Follow
    Guru Age: 54
    1 y

    Not yet.

    0
    0 Reply
  • Anonymous
    Anonymous
    (36-45)
    1 y

    Nope

    0
    0 Reply
  • Bklynbadboy12
    Bklynbadboy12 Follow
    Guru Age: 39
    1 y
    348 opinions shared on Education & Career topic.

    Yes I do

    0
    0 Reply
  • Ahmedramadansd85
    Ahmedramadansd85 Follow
    Xper 2 Age: 25
    1 y

    Yes، i do

    0
    0 Reply
  • eagle1951
    eagle1951 Follow
    Master Age: 74
    1 y
    709 opinions shared on Education & Career topic.

    nope

    0
    0 Reply
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Do you invest in the stock market?

OtterMan68
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