I like her... and its been 3 month. please help me what to do?

I like her and whenever I become too Frank to her. She always tells me about other guys how she met... How she went to the with him.. Etc. I don't like it. We've planned to meet in January. I said that I love her. But she said "she like me just as a friend and thanking me for the special feeling" She says that she fear of heart breaking and relationship etc.
We've trust over each other. But sometimes it feels like she is using me for other guys. Whenever I want to cut the connection with her. She do call and message me. I don't know what to do. ? ?
I like her... and its been 3 month. please help me what to do?
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