You buy a new car, or new house, you get the loan because you can't pay it off, or you can but, you'd like to start building some credit.
You win the lottery, millions of dollars. You decide you want to get a newer better car, just to have a newer better car. Would you pay off the other one still, or would you just sell it etc?
I feel like it's just better to pay it off, that way you don't piss off future lenders, if you ever need one
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