It means that he knows that moving in together can cause problems. He is right to get some experience living with other guys first so that he can learn to take responsibility on his own and learn to navigate a housemate relationship. Hopefully he will build some skills that might save your relationship when you finally do move in together.
He probably wants to move in with you. I wouldn't worry about that. If he says "when we live together" it means that he intends to live with you. He is probably warning you about the way he lives on his own so that he has some boundaries in place when you finally do live together. He also wants to make sure that your expectations of what living together will be closely matches reality.
Overall, this is a good thing. He is serious about you. And he is mature enough to understand what a big step it is to move in with a woman.
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Moving in together is a big step, he might be scared, nervous that some of the things he does might p*ss you off. It's not a bad idea to get one of your guy's friend to help pay the bills, who is also responsible.
He's scared.
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