Is it crazy to say “I love you” and discuss marriage after only phone calls?

It's not a scammer. Real person who lives in the US, real identity, verified it and all that. But like I'm telling this woman how can I say I love you when we've never even had a video call or met yet? That's just nuts. I don't know how she can say that... Phone calls are not THAT personal. It's weird tbh.

Is it crazy to say “I love you” and discuss marriage after only phone calls?
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