Which gender do you think spend more money? Women or men?

Question

And what doyou think they spend the most money on?

CubsterShura · Accepted Answer

Both can spend a lot, but on different things.

First off we have to address that it is unfortunately more expensive to be a woman. We have to spend additional money on things like bras, menstrual products, toilet paper (mentioning this because women use it way more than men), hair care products (excluding hair styling products), handbags because our clothes often don't have pockets, and those are just the essentials. On top of those you add what society expects of women to do to further groom themselves and we have to spend money on body hair removal, nails, hair styling, makeup, skincare, jewellery, various kinds of shoes. Men can have one set of a three-piece suit and dress shoes and it will be versatile enough to wear at most occasions, women have far more varying outfits for different dress codes. So naturally even without being too much of a spendthrift you would be spending more money as a woman than a man.

If you're a man you can't look down on women who don't shave their legs or paint their nails because they aren't 'taking care of themselves' and also complain about why women spend so much money in the same breath. I don't always remove body hair and I never paint my nails, never style my hair, yet everything else I spend money on is still a lot of money and when I've occasionally had waxing appointments the cost hurt my soul and bank account.

With that out of the way, I see different patterns in men and women in regards to where the spend the money when the have the habit of spending a lot. Men tend to spend a lot on intoxicants, like for smoking and drinking, and when they are more likely to do it at the expense of their families, like not caring about bills or buying food or other necessary expenditure. Whereas with women although it is common for them to spend a little extra on accessories for themselves (handbags, shoes etc) or the home (decor, scented candles etc) or for the children (a beautiful dress spotted in the mall although the child already has enough dresses), they never do it to the level that they can't pay bills or buy food. Women spend more, more often, but when men spend more they are more likely to do it at the detriment of their families.

Minxxie · Accepted Answer

Women are pressured to spend a lot more money on beauty and grooming and clothing and they are usually the ones doing shopping for children and children are super expensive.

However, men's hormonal cycle is a lot more chaotic because women's is a nearly month-long, usually 28-day cycle, but men's is a 24-HOUR cycle so their hormones are wildly different from morning to night.

This means that when a man first wakes up he has a lot more testosterone in his system which makes him more likely to make impulsive and large purchases, which is why men more often buy a new vehicle or a new TV seemingly out of nowhere.

This is why I think everyone should understand their hormone cycle! The more testosterone you have the more likely you are to make a rash decision, especially when it comes to money. Women have the most testosterone during their period and then will have a "nesting phase" while pregnant that can also rub up on their male partner! Both women and men tend to spend a lot more money during the nesting phase of pregnancy. His body releases hormones based on his partner's scent, which is why men can experience symptoms of pregnancy along with their partner, the baby's scent also triggers a flood of hormones, it's really crazy to think about how similar and connected we actually are!

I think the real answer is that parents spend more money than anyone! lol

DaveJord · Accepted Answer

I think the answer to this question is all relative to what you earn and how much you make. I will not honest I make over 100K, like $9,500 a month... I spend like over $3,000 a month on whatever I want, and still manage to save $2,000 a month.

So, do I spend a lot? Sure, for someone that makes less than 60K a year that's a lot. But I have zero debt and still save a few thousand every month. So, no I really do not spend that much, do I?

For some that makes a lot more than me they would think I don't spend very much at all.

In general men tend to spend the money on the big-ticket items, and women tend to spend it on larger quantities of smaller items.

Sof or me, it comes down to who carries the most debt, men or women?

www.bankrate.com/personal-finance/debt/men-women-and-debt-does-gender-matter/#:~:text=Men%20have%202%25%20more%20credit,more%20mortgage%20debt%20than%20women

Experian compared debt balances among men and women and found that, on average:

Men have 2% more credit card debt than women
Men have 20% more personal loan debt than women
Men have 16.3% more auto loan debt than women
Men have 9.7% more mortgage debt than women
Women have 2.7% more student loan debt than men

Survey says... drum roll please?

MEN!!! Spend more and borrow more!

MichaelEspinoza · Accepted Answer

Well here's my opinion on this subject , now I'm not an expert on this subject but I believe it's Men. Well when you love a woman & financially you want to know how to show her you care - in my opinion do not spend on something that's expensive otherwise you won't be able to buy something else she wants. Cause if you were to go out to a fancy restaurant & you ordered almost everything on the menu , the check came up & it was more than you bargained for. So I believe it's like sorta like teeter totter routine you don't spend too much or too little but try to spend within your financial limits.

OlderAndWiser · Answer

I've had girlfriends who spent far more money than I do, and I've had some who were quite frugal. Girls tend to spend less money but more often (clothes shopping once a month) and guys spend more money but less often (buying a boat or a truck.)

D_Bone_Steak · Answer

It's already known that women spend more money. It's why most ads are directed toward women. Guys tend to have solid interests that are more specific... I like guns, guitars, playing video games, camping, and lifting weights at my home gym so you already know where my extra money goes.

Women... let's just be real... you just won the lottery if she has a hobby at all. Going out to eat, shopping, events, vacations... all the stuff that makes me cringe and die inside, women seem to love that shit. They dress up, and accessorize more. Not all, and yeah some males, especially effeminate males do too. I'm just saying in general, there are big differences between the sexes.

MrOracle · Answer

Men spend more if you look at total spend, but that includes head of household spending, including significant spending on spouses and children (even adult children, such as college students).

If you look strictly at consumer debt, women hold 70% of consumer debt, and a (growing) majority of college debt.

Women also tend to have significantly lower retirement savings compared to men. That's going to be a huge problem for retiring women, especially given that there has been a birthrate crash, meaning that there will be far fewer people working/earning than before, so there won't be the ability to extract enough money from them via taxes and fees. People who can't pay their own way (men or women) are going to be in huge trouble, especially if they don't have younger family.

ManOnFire · Answer

It's a fact that women spend more money than men, and they probably have more credit debt than men. And you have to think about a difference in why money matters to each gender:

Money is important to most men because it creates benefits and opportunities to do things. At least that's how it is for me. Men of course like to buy your average material things - PS5, computer stuff, steak dinner, men's toys, etc, but on a larger scale men look at where money can take you, which is why it matters.

Money is important to most women because it simply means they can buy material stuff. Looking cute in this outfit, having this hairdo, getting this phone, these nails, those shoes, etc. And even these are not always bad things, but overall the temporal material benefits of money I think matter more to women.

Stoner710 · Answer

Women spend more money on average then men. This is a blanket stamens that’s true. There are reasons why women spend more then men.

1 women tend to be home more (house wives). So of course there going out buying the groceries and taking care of the family. A new stove isn’t cheep.
( no I’m not saying women should stay in the kitten)

2 women have periods, men don’t men can’t have periods men can’t give birth. This is why trans men are women because they do have periods and give birth. There is so such thing as a trans man. Women have to buy hygiene products that take care of this issue so plus normal soap. Hence why women spend more then men.

3 men give us a Tv and an Xbox and 100 boxes of cup of noodles men will be fine. Women tend to want more which isn’t a knock on women it’s just part of what makes men and women different.

Anonymous · Answer

As a woman. I'm definitely going to say us lol 😆 majority of ladies love to shop, be it for decor, fashion, beauty, etc. That's why a lot of businesses cater to women cause rhey know we love to shop, we keep certain business and jobs alive. Guys they like to shop to, but not as much I guess. The most I've seen guys shop and drop a lot of money was when it comes to shopping was when the ps5 came out.

For me I sorta like shopping, I'll look at stuff before buying cause I tend to feel guilty sometimes for buying stuff unless it's food for the apt. I'm mostly a online shopper cause I try to look for sales/deals.

Johnagain · Answer

As an O. G. who doesn't date anymore, I'd say men spend more on average. Excluding those who make BIG money, (They spend money differently, and it's variable from profession to profession, and lifestyle to lifestyle.)

Men are more likely to have disposable income. More men than women pay for the dates. Married men are more likely the ones footing a bill or treating the family to something. So, statistically, It's men, but some individual women, (and girls) have exclusive liberties to money. For instance a rich college girl might spend a hell of a lot more than her male peer with the same liberties. That still doesn't tip the statistics.

Literalbillionaire17 · Answer

Honestly I might get slack for this but it is more expensive to be a man.

I say this because for a woman we can buy a $8 dress and make it look cute. Like we can buy cheap shit and pull it off or at most look decent. Even if we don’t get our hair done, wearing it in a sloppy bun looks cute. Like you know what I mean.

For men if they don’t get hair cuts the look kinda shaggy. They can’t go out and buy a cheap dress they have to get a cheap shirt and pants and sometimes cheap for men means cheap looking.

But I don't know I could be wrong lol

pinkmoscato · Answer

Women. Hands down. 😭 At least in my family, that is the case. Even if you don't take into account that women do most of the shopping for the household, I think a large part of it is that women tend to be more interested in decorating, personalizing and beautifying things. These days, fast fashion is a huge industry that profits mostly off of women.

lightbulb27 · Answer

don't know, don't think it's gender, I think it's personality. There's some people that spend and don't care about money and want to die with $0 in the bank. Other people want to accumate a pile of it and die rich.

So your question to me... is off point.

And what is money, is it savings or debt?

CrazyGirl2 · Answer

It’s probably close, and entirely depends on their income level, but while we spend a lot on make-up (as it’s very expensive), and we spend on clothes, you guys spend a lot on “stuff”! Things like “toys,” electronics, video game consoles, and the games for them. On the latest gadgets. We mostly spend on things that make us look better for both ourselves, and for you guys.

Miristheiss · Answer

I think women but it is up for debate.

Women definitely shop more. Women just shop and buy things all the time. Men don't shop a lot and are more frugal on the surface. I've read their purchases are bigger though... cars, boats, entertainment systems... etc.

I think more men are involved in the stock market and investment planning so that leads me to think that men are a bit more responsible with money, overall on a macro level.

Bethany22 · Answer

They both spend the same amount of money, but they do it at different ages in their lives. Men spend later in life on singular items costing large sums of money (cars and houses), whereas women spend earlier in life on numerous smaller purchases like clothes and other appearance related stuff.

Kaneki05 · Answer

That's not got much to do with gender. It's just down to who has the most wealth. A more wealthy person will of course spend more.
So whoever is more wealthy will do so, which currently speaking there are probably more rich men than women because patriarchal society's. Which is more Sexist issue than a gender issue.

Audiofox · Answer

It costs a significant amount of money to be attractive by today’s standards if you’re a woman past 30. Since society is shallow as hell and only getting shallower I see a future where being naturally beautiful will simply equate to being ugly unless you can afford implants, surgeries and Botox since the standard will be absolutely nothing less than perfection. So, sadly, I’d have to say women spend more.

DubiousIntentions · Answer

That is hard to say. Depends on what they spend money on and how much disposable income they have. Women like shopping online for household items, kid's clothes, and things for around the house or her closet. Men like to spend money on cars and trucks

, their man caves, beer, and tools for the garage or yard. So I would say men spend more because their toys cost more.

Which gender do you think spend more money? Women or men?

Red-Blaze · Answer

Depends on the pepole I guess
Over all I say woman spend more (not including shared stuff like family food) as they get a lot of small things (daily and mounthly care)
Man I think spend more in a short time (buying higher priced stuff)

Even that I will say my dad spends a lot more then my mom dose
She got a area in the closet, he has all the rest of it 😅
His also the one to get the newer phones/tablets or get gagets and stuff

Nturavgniceguy_69 · Answer

It's a toss up. Everyone has a hobbie and everyone wants to express themselves. Men spend most of their money either on toys, tools, collections, or accessories. Women spend their money on appearance/collectables/hobbies. And then you factor in dating and family expenses. In this day and age, everyone can possibly pitch in, but also everyone can have their own idea on what's important or what they like. The traditional man will spend his money on tools and cool things. The traditional woman will spend her money on cosmetics and cute things. But it's also true that men can spend money on clothes and cosmetics as well- sneakers, hoodies, hair products, watches, necklaces. And this is only talking about straight people. There are so many different people and so many different interests.

hahahmm · Answer

Typical dude (not talking about closet gays, and soft types) only shops at hardware stores. Women shop at 150 random clothing stores, food stores, gift shops and so on. A dude buys a tool once and then uses it for years to do stuff. Woman buys over and over and over again.

DollAlone · Answer

Women spend more money i believe on unnecessary things. Hair products, cosmetics, cosmetic surgery, home decor, designer clothes, purses, SHOES, fake nails, fake lashes etc etc... men spend lots of money but its usually things the whole family can enjoy, boats, wave runners, snowmobiles, cars etc. So men may spend a higher amount of money but its for everyone usually. The kids can't wear the fake tan and new shoes that mom buys.

AmandaYVR · Answer

Women do 80% of domestic purchasing. And they buy way more clothing for themselves.

Men tend to purchase far fewer items, but when they do, the dollar amounts per item are higher.

The bulk of ad budgets are directed at males though. So maybe that says something; who the real spenders are.

SoftCliff · Answer

In modern society, definitely women. Trying to maintain yourself to public standards with menstrual, skin, hair, and other care is exhausting.

For the other 99% of human history, definitely men. In recent history all of the household income was expected to come from the man. In prehistory, men needed 25% more wooly mammoth to not starve to death.

DaisyM23 · Answer

I think generally women, it's in a lot of stats where ads are catered for women and they go more into debt with credit cards I think, and as a woman, I do spend money on clothes and stuff that I don't REALLY need, but at the same time I think guys can also have expensive taste for the luxuries but I don't know depends...

shyonehere · Answer

When single, men spend more... they throw down major money on dating and pursuing a girl and looking good and having nice items or cars. When being a longterm couple, girls spend more... they like to get pretty things and feel free to spend big money of purses, clothes, and items for their places.

BrickBiggems · Answer

Men do without a doubt. You can just look at the rates of who runs the budget in house holds. Women are statistically better and more commonly found house hold finances. God bless em, because I swear. I personally find swallowing a 9mm bullet is a quicker and less painful solution than trying to balance a budget, lol.

crossdressingrihno · Answer

Women are the spenders when it comes to all things impractical.
Like for us men I’d say 3 pairs of shoes is plenty.
1 set of boots so you don’t a nail going through your foot or something else like that.
1 set of work shoes if you work somewhere fancy
1 set of “work out shoes” basically just sneakers.
Personally I just have a pair of of boots that use for all those things.

AviatorTom · Answer

Most women like to shop, and most advertisers aim their products at women, so women must spend more.

Historically, men go to work and bring home the money that the woman then uses to buy groceries, buy clothes for the kids, pay bills, etc. ... plus go shopping for herself.

Nik1hil · Answer

Women spend more money!..

And WOMEN should be the one spending more money!.. Men's job is to bring resources, women job is to allocate and spend them to Build a home and raise a family!..

If men started spending money, definitely will buy stupid junk!

This a general opinion!.. However there are exception in men and women!..

_no_one_ · Answer

In my case me and me girlfriend spend about the same, she spends more on clothing, meds and stuff and i be spending more on tech related stuff aside from other basic needs that we both tackle together. My mum spends way less than any of us, she saves a lot and buys only when she needs anything. My dad spends a lot balancing what my mom does. My sister spends less than me. So wrt all what i have observed in my family, us guys might be spending more since we be earning more? i guess

FinalFantasyBro · Answer

I personally believe women would spend more because they tend to prefer stylish stuff that might cost a lot most men just don't care for fashion that much. I might be the minority in terms of men who love fashion but I know other guys just don't care for fashion as much as girls.

The same apply with interior design most women go nuts with decorating their homes while men just more or less just find things they have as kids

John_Doesnt · Answer

Men spend more money because they make more money but women are easier targets for returning customers. As a business owner I will say that it's better to target men because you can always change and evolve your product, but women are too unpredictable and nonsensical for their purchase choices.

Subarugirl · Answer

According to data, which comes from the U. S. government, from anonymous and aggregated spending transactions from Citi, and third party data providers, men spend more than women on just about everything, including dining out, travel and electronics.

But there are a few categories where women spend more than men: clothes, for example, and personal care.

DeeDeeDeVour · Answer

It depends on the purpose of the spending.  Women probably spend more often than men do.  However, men tackle the more costly acquisitions.

Anonymous · Answer

my partner spends a shit load on stuff that's not essential.

i only buy myself food to eat or actual essential items. the last time i bought something for me that i didn't even need was like June... and that'll likely be the last time for quite awhile.

FenderMustango · Answer

I will get a lot of flack here but definatley men. Mostly because they pay for things for women. Think about it if most women work upto a certain point then stay at home and look after the kids or only work part time. Then obviously the man is going to spend more money. If you can give me one scenario where a man stayed at home and a female lavished him with gifts or paid for most things?

Paul09 · Answer

Everyone. We all brainwashed to buy, but a d buy some more. Just create more garbage. Then those weirdos that over pay coffee at Starbucks, like why? Just because you pay more doesn't make it better quality. Then there named brands. Costs so little to make and they charge you 1000% for the logo.. people keep getting fooled. Most people but the most useless things. Those who spend then on experiences are on the right track.

Heolurt · Answer

It's a fact that females do, this is why most commercial products are geared moreso towards females, this is also why female products are generally more expensive than men's products, you show companies you are willing to spend a lot of money, like $1500 on a purse. If females weren't so materialistic in nature, prices on your products would be cheaper.

mrmonogamous · Answer

Women. They spend a lot more money on clothing. But that isn’t necessarily their fault - stuff is marketed to women and the higher the price tag, the better the product (which is complete and total BS).

BeMuse · Answer

Women make 85% of all consumer purchases in the US. They not only spend their money, they spend their husband's/boyfriend's money if he doesn't take the proper steps to keep her from blowing it all.

Knoxmandz19 · Answer

Women, as we need a lot more shit than guys, we need makeup & clothes and plastic surgery and shoes and we just like wasting money. We're put on earth to shop.

goaded · Answer

I have no idea, but I suspect, generalising horribly, women spend money on lots of small things (clothes, make-up, etc.), and men spend lots of money on a few large things (cars, games, etc.).

Not counting houses, food, etc., of course.

TenderFantasy · Answer

The person who has the ability to. It's not based on gender, at least in my opinion it doesn't. We shouldn't base things on gender or sex. It's never a good idea.

jennifer_bloom · Answer

I think guys spend more cause they collect motorcycles and fishing boats and barbecue steak while women spend on body creams and lotions and clothes.

sheepiemama · Answer

Women spend more money on a daily basis (could buy shein everyday) but men spend MORE money overall because of bigger purchases fancier toys ( boats, trucks, tickets, construction equipment)

UCrayCray · Answer

@limitedbenefits101.  Why not allow responses?  Is it because you know that the shit men spend their money on is far more expensive than makeup and barbie dolls? 🙄

Anonymous · Answer

Women are statistically money spenders.

Men earn 61.5% of all societal income but only account for 25% of domestic spending. Men only spend 40% of what they earn after tax. In contrast women make up 38.5% of all income but control around 75% of domestic spending , women on average spend 90% more than they earn.

SlothySlob · Answer

Really depends on the person, but I'd say that women spend a lot of money through multiple purchases, where as man spend a lot of money on singular purchases.

Rangers · Answer

Well in raw numbers, probably guys since they usually make more and eat more, thus more food costs but as a percentage of income, we're both terrible at it

Speaking of myself as well, I'm bad at it but getting better

Purpul · Answer

[Well, what are we talking about here? In the general sense of shopping, women do. On dates, men do. Your question is vague, and I don’t comprehend the point for it…]

Looksnicholas · Answer

I'll say women spend more money for beauty care and health care products, where as men would spend more on partying or luxury goods.

Adaeva · Answer

Is there or has there ever been in the last 100 years any doubt as to which gender spends the most?

Lulu897 · Answer

I think it depends on the person as people have different responsibilities different bills different lifestyles

TT1227 · Answer

I feel like women spend the most because of clothes, shoes, makeup, hair, just shopping in general. Men spend a lot of money on their toys but I think women spend the most lol.

peacesncream · Answer

Women we spend it on personal needs n clothes also if they are the cooking type we spend on groceries of course get hair done

Stickykuza · Answer

Female's cuz they have to buy a lot of stuffs, some guy's too but they still spend less then men and are in minority

20yearsolder · Answer

In general, typically I would say women do. What's that being said, a lot of that is being spent to make themselves look better for us men.

MCheetah · Answer

Objectively, women. They control most of the market. Like 60% of all spending is done by women.

Pudsmucker · Answer

I think women have a tendency to go overboard with spending. I have a daughter-in-law that forgoes paying her monthly bills just by stuff that nobody knows that it's been bought until the bills come forth.

Sixgunsound · Answer

Most men I know aren't cheap skates, so if I had to guess I would say its women spending on problems that are made up by other people.

oddwaffle · Answer

Women with overpriced cosmetics. Men with crazy toys. Men. If they have money. 550mil dollars mega yacht!!

Which gender do you think spend more money? Women or men?

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