I'm almost 22, still a virgin, and never been on a date, is that really bad?

People often think of me as a loser because of this, which honestly pisses me off at times.

The reason I don't date is that I have too many flaws. I still live with my parents, I'm not in my desired career yet, I'm very reclusive, and my mental health is a disaster. I feel like dating requires me to really open up to someone about everything, and I'm not ready to do that. I also want to have a stable income on my own, my dream is to be able to support a family with my income and maybe have a housewife (I'm old fashioned).

As for sex, I'm abstaining from it out of respect for my future lover to be. I'm not religious, I just think that's best. My brother often picks on me for being a virgin, I don't see how his criticism holds any weight since his marriage ended when he decided to cheat on his wife with hookers on Facebook and his child support looks like a shopping list. He's so driven by sex but look where it got him.

So all in all, I'm just not ready to fall in love yet.
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I'm almost 22, still a virgin, and never been on a date, is that really bad?
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